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243 E Savoy St, Lecanto, FL 34461 Property Records

Citrus County property record for 243 E Savoy St, Lecanto, FL 34461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 2005
Lot Size1.05 acres (45,717 sqft)
OwnerIndividual on Record
Last Sale$265,000 (Apr 2020)
Tax Bill$3,158 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-18S-31-0020-000A0-0180

Property Details

APN / Parcel Number

Primary APN19E-18S-31-0020-000A0-0180
Alternative APNs
  • 3118S19E0020000A00180
  • 1626889

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,826 sqft Living Area
Gross Area2,666 sqft
1st Floor Area1,826 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area45,717 sqft (1.05 acres)
Lot Dimensions304 ft deep x 150 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Screened Porch
Porch Area425 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1626889
Street Address243 E SAVOY ST
CityLECANTO
StateFL
Zip34461-8767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionKENSINGTON ESTS UNIT 2 PB 11 PG 66 LOT 18 BLK A
Legal Range19E
Legal Township18S
Legal Section31
Legal SubdivisionKENSINGTON ESTATES UNIT 2
Legal BlockA
Legal Lot Number18
Legal Unit2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2020
Census Tract450704

Owner

Source: Citrus County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address243 E SAVOY ST, LECANTO, FL 34461-8767
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 8, 2020Warranty Deed, Transfer · VA Mortgage
NATIONS RELIABLE LNDG
Mar 16, 2018Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2020 · Amount on Record
Deed SaleApr 8, 2020 · Amount on Record
Prior SaleOct 17, 2012 · Amount on Record
Deed Document Number202018821
Deed Book / Page3052 / 758
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateJul 27, 2026
Property Address243 E SAVOY ST, LECANTO, FL 34461-8767
Document Number0000044327
Book / Page3692 / 319
Instrument DateJul 16, 2026
Instrument202644327
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 E SAVOY ST, LECANTO, FL 34461-8767

Mortgage

Document Number0000044327,
DateJul 27, 2026
Book Page3692/319
Instrument202644327
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 11, 2036
Interest
Rate6.47%
Max Rate-1%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 8, 2020
Property Address243 E SAVOY ST, LECANTO, FL 34461-8767
Document Number0030520758
Book / Page003052 / 000758
Instrument DateApr 2, 2020
Instrument18821
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyDOCPROBE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 E SAVOY ST LECANTO FL 344618767, LECANTO, FL 34461-8767

Mortgage

Document Number30520759
DateApr 8, 2020
Book Page003052/000759
Instrument18822
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 7, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address243 E SAVOY ST, LECANTO, FL 34461-8767
Document Number0028890602
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address243 E SAVOY ST LECANTO FL 344618767, LECANTO, FL 34461-8767

Mortgage

Document Number0028890602
DateMar 26, 2018
Book Page002889/000602
Instrument14767
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueMar 25, 2036
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,158.00 (+4.6%) Homeowner's exemption$239,559 (-27.2%)$316,593 (-3.78%) Land $35,900 Building $280,693
2024$3,019.00 (+2.48%) Homeowner's exemption Additional exemption filed$329,043 (+4.94%) Land $30,000 Building $299,043$329,043 (+4.94%) Land $30,000 Building $299,043
2023$2,946.00 (+6.89%) Homeowner's exemption Additional exemption filed$313,560 (+13.47%) Land $28,000 Building $285,560$313,560 (+13.47%) Land $28,000 Building $285,560
2022$2,756.00 Homeowner's exemption Additional exemption filed$276,335 Land $21,400 Building $254,935$276,335 Land $21,400 Building $254,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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