189 E Savoy St, Lecanto, FL 34461 Property Records

Citrus County property record for 189 E Savoy St, Lecanto, FL 34461

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,346 sqft · built 1998
Lot Size1.05 acres (45,717 sqft)
OwnerIndividual on Record
Last Sale$299,000 (Sep 2020)
Tax Bill$3,775 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-31-0020-000A0-020.0

Property Details

APN / Parcel Number

Primary APN19E-18S-31-0020-000A0-020.0
Alternative APNs
  • 3118S19E0020000A00200
  • 3455000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,346 sqft Living Area
1st Floor Area2,337 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeBlock
Roof TypeHip
Roof MaterialFiberglass
Lot Area45,717 sqft (1.05 acres)
Lot Dimensions304 ft deep x 150 ft wide
Garage Area616 sqft
Parking Spaces9 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchOpen Porch
Porch Area378 sqft
Patio Area297 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3455000
Old Parcel Number3118S19E0020000A00200
Street Address189 E SAVOY ST
CityLECANTO
StateFL
Zip34461-8767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR LOW DENSITY RESIDENT
Legal DescriptionKENSINGTON ESTS UNIT 2 PB 11 PG 66 LOT 20 BLK A TITLE IN OR BK 1205 PG 98
Legal Range19E
Legal Township18S
Legal Section31
Legal SubdivisionKENSINGTON ESTATES UNIT 2
Legal BlockA
Legal Lot Number20
Legal Unit2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2020
Census Tract450704

Owner

Source: Citrus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address189 E SAVOY ST, LECANTO, FL 34461-8767
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Warranty Deed, Transfer · Conventional Mortgage
BRANNEN BANK
Apr 26, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2020 · Amount on Record
Deed SaleSep 24, 2020 · Amount on Record
Prior SaleApr 26, 2018 · Amount on Record
Deed Document Number2020051139
Deed Book / Page3094 / 966
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 24, 2020
Property Address189 E SAVOY ST, LECANTO, FL 34461-8767
Document Number0030940966
Book / Page3094 / 966
Map ReferenceMB 11 PG 66-70
Instrument DateSep 22, 2020
Instrument2020051139
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyEXPRESS TTL SVCS OF CITRUS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address189 E SAVOY ST, 189, LECANTO, FL 34461-8767

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 E SAVOY ST, LECANTO, FL 34461-8767

Mortgage

Document Number3094968
DateSep 24, 2020
Instrument3094/968
Lender
NameBRANNEN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 26, 2018
Property Address189 E SAVOY ST, LECANTO, FL 34461-8767
Document Number0028960524
Book / Page2896 / 0524
Map ReferenceMB11 PG66-70
Instrument DateApr 25, 2018
Instrument2018020672
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIRST INTERNATIONAL TITLE IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2998, INVERNESS, FL 34451-2998

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 E SAVOY ST, LECANTO, FL 34461-8767

Mortgage

Document Number2018020673
DateApr 26, 2018
Instrument2018020673
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,775.00 (+4.31%) Homeowner's exemption Additional exemption filed$389,295 (+2.51%) Land $35,900 Building $353,395$389,295 (+2.51%) Land $35,900 Building $353,395
2024$3,619.00 (+2.38%) Homeowner's exemption Additional exemption filed$379,768 (+5.16%) Land $30,000 Building $349,768$379,768 (+5.16%) Land $30,000 Building $349,768
2023$3,535.00 (+6.8%) Homeowner's exemption Additional exemption filed$361,120 (+13.39%) Land $28,000 Building $333,120$361,120 (+13.39%) Land $28,000 Building $333,120
2022$3,310.00 Homeowner's exemption Additional exemption filed$318,467 Land $21,400 Building $297,067$318,467 Land $21,400 Building $297,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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