172 E Gardner St, Sparta, MI 49345 Property Records

Kent County property record for 172 E Gardner St, Sparta, MI 49345 · Last verified July 2026

Property Summary

Property Type	Office Building
Details	4,684 sqft · built 1972
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-154-015`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-154-015`

Interior

Stories	1 Story
Building Area	4,684 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	36,590 sqft (0.84 acres)
Lot Width	200 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	172 E GARDNER ST
City	SPARTA
State	MI
Zip	49345-1504
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LOTS 7 TO 9 INCL. * GARDNER'S 2ND ADD * ALSO LOT 9 & E 20 FT OF LOT 8 * JOHNSON & AVERILL'S ADD
Legal Subdivision	GARDNER'S 2ND ADD
Legal Lot Number	7-9
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3006
Census Tract	10402

Owner

Source: Kent County records · APN 41-05-23-154-015

Assessment roll updated June 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	172 E GARDNER ST, SPARTA, MI 49345-1504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU
Oct 08, 2025	Warranty Deed, Transfer
Jun 05, 2019	Grant Deed, Mortgage · Line of Credit EASTERN BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2015
Deed Sale	Oct 20, 2015
Prior Sale	Mar 24, 2009
Deed Document Number	201593033
Last Transfer Date	Jan 20, 2026
Transfer Doc	0000004619
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jan 23, 2026
Property Address	172 E GARDNER ST, SPARTA, MI 49345-1504
Document Number	0000004619
Map Reference	LB 6 PG 36
Instrument Date	Jan 20, 2026
Instrument	20260123-0004619
Transaction Type	Transfer
Record Updated	Feb 04, 2026
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 HEATHERVIEW ST NW, SPARTA, MI 49345-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 E GARDNER ST, SPARTA, MI 49345-1504

Mortgage

Document Number	0000004620
Date	Jan 23, 2026
Instrument	20260123-0004620

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 01, 2057

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 08, 2025
Property Address	172 E GARDNER ST, SPARTA, MI 49345-1520
Document Number	0000065630
Map Reference	LB 6 PG 36
Instrument Date	May 01, 2025
Instrument	20251008-0065630
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 VALLEY RD, DRACUT, MA 01826-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8434 WOODHAVEN DR SW # 12, 12, BYRON CENTER, MI 49315-9222

June 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENT MI
Recording Date	Jun 05, 2019
Property Address	172 E GARDNER ST, SPARTA, MI 49345-1520
Instrument Date	May 22, 2019
Instrument	38660
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31 KIRK ST LOWELL MA 018521028, LOWELL, MA 01852-1028

Mortgage

Document Number	0000038660
Date	Jun 05, 2019
Instrument	38660

Lender

Name	EASTERN BK
Type	Bank
Address	265 FRANKLIN ST, BOSTON, MA 02110-3113

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (-3.02%)	$115,600 (+32.57%)	$231,200 (+32.57%)
2023	$4,145.00 (+8.14%)	$87,200	$174,400
2019	$3,833.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810104023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Feb 1988, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mercury Broadband, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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