Lincoln County property record for 243 E 3rd St, Yachats, OR 97498
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,674 sqft · built 1936 |
| Lot Size | 0.115 acres (4,992 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Nov 2010) |
| Tax Bill | $4,325 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0R53890 |
| Primary APN | 0R53890 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,131 sqft |
| 1st Floor Area | 1,154 sqft |
| Attic | Attic |
| Attic Area | 520 sqft |
| Basement Area | 380 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,992 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 77 sqft |
| Deck Area | Deck Area |
| Patio Area | 71 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | R53890 |
|---|---|
| Street Address | 243 E 3RD ST |
| City | YACHATS |
| State | OR |
| Zip | 97498-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | OVERLOOK ADDN. TO YACHATS, BLOCK 8, LOT 9, DOC201406691 |
| Legal Range | 12W |
| Legal Township | 14S |
| Legal Section | 27 |
| Legal Subdivision | OVERLOOK ADDN. TO YACHATS |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | WALDPORT |
| Census Block Group | 2 |
| Census Block | 2120 |
| Census Tract | 951700 |
Source: Lincoln County records · APN 0R53890
Assessment roll updated December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 451, YACHATS, OR 97498-0451 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 03, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2010 · Amount on Record |
| Deed Sale | Nov 19, 2010 · Amount on Record |
| Deed Document Number | 201011737 |
| Last Transfer Date | Aug 11, 2014 |
| Transfer Doc | 0000006691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Jun 04, 2026 |
| Property Address | 243 E 3RD ST, YACHATS, OR 97498-9532 |
| Document Number | 0000004040 |
| Instrument Date | May 28, 2026 |
| Instrument | 20264040 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000004040, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 20264040 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 243 E 3RD ST, YACHATS, OR 97498-9532 |
| Document Number | 0000010014 |
| Instrument Date | Sep 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 E 3RD ST YACHATS OR 974989532, YACHATS, OR 97498-9532 |
| Document Number | 0000010014 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 10014 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2050 |
Source: Lincoln County records · Assessment roll updated December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Municipality | Yachats City |
| Unified School District | Lincoln County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,325.00 (+1.5%) | $314,250 (+3%) | $672,970 (-2.71%) Land $218,560 Building $454,410 |
| 2024 | $4,261.00 (+3.4%) | $305,100 (+3%) | $691,750 (+18.84%) Land $147,490 Building $544,260 |
| 2023 | $4,121.00 (+10.96%) | $296,220 (+3%) | $582,100 (+19.29%) Land $144,990 Building $437,110 |
| 2022 | $3,714.00 | $287,600 | $487,970 Land $129,510 Building $358,460 |
Source: FEMA National Flood Hazard Layer as of October 17, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2012–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 98.2% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Pioneer Telephone Cooperative (OR) DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 242 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF YACHATS serves 1,006 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 39 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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