Lincoln County property record for 168 E 3rd St, Yachats, OR 97498
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 517 sqft · built 1930 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Dec 2020) |
| Tax Bill | $4,673 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R60988 |
| Primary APN | R60988 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 517 sqft Living Area |
| 1st Floor Area | 603 sqft |
| Basement Area | 517 sqft |
| Finished Basement | 517 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Account Number | R60988 |
|---|---|
| Old Parcel Number | 0R60988 |
| Street Address | 168 E 3RD ST |
| City | YACHATS |
| State | OR |
| Zip | 97498-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-1;COMMERCIAL |
| Legal Description | PROPERTY ID R60988 YACHATS, BLOCK 1, LOT 3, DOC202013887 |
| Legal Range | 12W |
| Legal Township | 14S |
| Legal Section | 27 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | YACHATS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | WALDPORT |
| Census Block Group | 2 |
| Census Block | 2120 |
| Census Tract | 951700 |
Source: Lincoln County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 69, YACHATS, OR 97498-0069 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Sep 13, 2023 | Deed of Trust, Mortgage · Construction Mortgage BANNER BANK |
| Dec 22, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Prior Sale | Oct 25, 2016 · Amount on Record |
| Deed Document Number | 2020-13887 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 168 E 3RD ST, YACHATS, OR 97498-9531 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 168 E 3RD ST, YACHATS, OR 97498-9531 |
| Document Number | 0000009222 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-09222 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, OR 97439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 168 E 3RD ST, YACHATS, OR 97498-9531 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 224 E 3RD ST, YACHATS, OR 97498-9532 |
| Document Number | 0000006371 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2023-06371 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Dec 22, 2020 |
| Property Address | 168 E 3RD ST, YACHATS, OR 97498-9531 |
| Document Number | 0000013887 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 13887 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 69 YACHATS OR 974980069, YACHATS, OR 97498-0069 |
Source: Lincoln County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Municipality | Yachats City |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,673.00 (+22.55%) | $339,500 (+24.34%) | $627,250 (+39.24%) Land $165,750 Building $461,500 |
| 2024 | $3,813.00 (+187.99%) | $273,040 (+186.9%) | $450,470 (+224.48%) Land $141,300 Building $309,170 |
| 2023 | $1,324.00 (+10.98%) | $95,170 (+3%) | $138,830 (+12.43%) Land $138,830 |
| 2022 | $1,193.00 | $92,400 | $123,480 Land $123,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2012–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.2% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YACHATS serves 1,006 people · EPA ID OR4100966 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 39 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Pioneer Telephone Cooperative DSL · Fiber in parts of the area | 100 / 20 |
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