Ada County property record for 243 Cottonwood Ct, Eagle, ID 83616
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,157 sqft · built 2005 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $456,300 (Nov 2017) |
| Tax Bill | $2,846 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R2932730240 |
| Primary APN | R2932730240 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,157 sqft Living Area |
| Gross Area | 3,907 sqft |
| 1st Floor Area | 1,506 sqft |
| Upper Floors Area | 1,651 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 489 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 243 COTTONWOOD CT |
|---|---|
| City | EAGLE |
| State | ID |
| Zip | 83616-6575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | L-O-DA-P |
| Legal Description | LOT 20 BLK 01 FRESH CREEK SUB |
| Legal Range | 01E |
| Legal Township | 04N |
| Legal Section | 20 |
| Legal Subdivision | FRESH CREEK SUB |
| Legal Block | 01 |
| Legal Lot Number | 20 |
| Jurisdiction | ADA ID |
| Township / Civil Division | BOISE CITY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10357 |
243 Cottonwood Ct is owned and occupied by two individuals who bought it in November 2017.
Source: Ada County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 1, 2017 | Quit Claim Deed, Mortgage IDAHO CTRL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on File |
| Deed Sale | Nov 1, 2017 · Amount on File |
| Deed Document Number | 2017104860 |
| Prior Transfer Date | Oct 24, 2017 |
| Prior Transfer Doc | 0000104860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 243 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ALLIANCE TITLE BOISE PRODUCT |
| Name | Verified Name |
|---|
| Document Number | 0000178015 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020-178015 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADA ID |
| Recording Date | Nov 1, 2017 |
| Property Address | 243 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Document Number | 0000104860 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 104860 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Title Company | PIONEER TITLE COMPANY/GEM |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 COTTONWOOD CT EAGLE ID 836166575, EAGLE, ID 83616-6575 |
| Document Number | 104861 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 104861 |
| Name | IDAHO CTRL CU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83206 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2047 |
The 2025 property tax bill for 243 Cottonwood Ct was $2,846, down 9.5% from the year before.
Source: Ada County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Eagle City |
| Unified School District | Meridian Joint School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $814,600 (+4.87%) | $814,600 (+4.87%) | |
| 2025 | $2,846.00 (-9.51%) | $776,800 | $776,800 |
| 2024 | $3,145.00 | ||
| 2023 | $815,600 Land $292,500 Building $523,100 | $815,600 Land $292,500 Building $523,100 | |
| 2022 | $4,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Cottonwood Ct in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 3 (2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Cottonwood Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.9% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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