Ada County property record for 209 Cottonwood Ct, Eagle, ID 83616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,203 sqft · built 2004 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $513,600 (Apr 2016) |
| Tax Bill | $2,730 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Aug 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R2932730250 |
| Primary APN | R2932730250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,203 sqft Living Area |
| Gross Area | 4,325 sqft |
| 1st Floor Area | 2,687 sqft |
| Attic | Attic |
| Attic Area | 516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 16,204 sqft (0.372 acres) |
| Garage Type | Attached |
| Garage Area | 894 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 78 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 209 COTTONWOOD CT |
|---|---|
| City | EAGLE |
| State | ID |
| Zip | 83616-6575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | L-O-DA-P |
| Legal Description | LOT 21 BLK 01 FRESH CREEK SUB |
| Legal Range | 01E |
| Legal Township | 04N |
| Legal Section | 20 |
| Legal Subdivision | FRESH CREEK SUB |
| Legal Block | 01 |
| Legal Lot Number | 21 |
| Jurisdiction | ADA ID |
| Township / Civil Division | BOISE CITY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10357 |
209 Cottonwood Ct is owned and occupied by two individuals who bought it in April 2016.
Source: Ada County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage IDAHO CENTRAL CU |
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Jul 30, 2020 | Deed of Trust, Mortgage KEYBANK USA |
| Apr 9, 2020 | Deed of Trust, Mortgage KEYBANK USA |
| Mar 7, 2018 | Deed of Trust, Mortgage KEYBANK USA |
| Dec 9, 2016 | Deed of Trust, Mortgage KEYBANK USA |
| Dec 9, 2016 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2016 · Amount on File |
| Deed Sale | Apr 12, 2016 · Amount on File |
| Prior Sale | May 29, 2012 · Amount on File |
| Deed Document Number | 201630287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 209 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000062748 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025-062748 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83206 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 209 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 209 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Document Number | 0000047502 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023-047502 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 209 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Document Number | 0000101080 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L |
| Name | Verified Name |
|---|---|
| Address | 209 COTTONWOOD CT EAGLE ID 836166575, EAGLE, ID 83616-6575 |
| Document Number | 0000101080 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 101080 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 209 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Document Number | 0000046817 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 209 COTTONWOOD CT EAGLE ID 836166575, EAGLE, ID 83616-6575 |
| Document Number | 0000046817 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 46817 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 21, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 209 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Document Number | 0000023421 |
| Instrument Date | Mar 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 209 COTTONWOOD CT EAGLE ID 836166575, EAGLE, ID 83616-6575 |
| Document Number | 0000023421 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 23421 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 209 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Document Number | 0000000554 |
| Instrument Date | Dec 9, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 209 COTTONWOOD CT EAGLE ID 836166575, EAGLE, ID 83616-6575 |
| Document Number | 0000000554 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 554 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jan 3, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 209 COTTONWOOD CT, EAGLE, ID 83616-6575 |
| Document Number | 0000001635 |
| Instrument Date | Dec 9, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 209 COTTONWOOD CT EAGLE ID 836166575, EAGLE, ID 83616-6575 |
| Document Number | 0000001635 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 1635 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 209 Cottonwood Ct was $2,730 with a homeowner's exemption, down 6.7% from the year before.
Source: Ada County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Eagle City |
| Unified School District | Meridian Joint School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $838,300 (+4.02%) | $838,300 (+4.02%) | |
| 2025 | $2,730.00 (-6.67%) Homeowner's exemption | $805,900 | $805,900 |
| 2024 | $2,925.00 | ||
| 2023 | $847,000 Land $292,500 Building $554,500 | $847,000 Land $292,500 Building $554,500 | |
| 2022 | $4,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Cottonwood Ct in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 3 (2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Cottonwood Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.9% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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