243 Ave Esperanza, Encinitas, CA 92024 Property Records

San Diego County property record for 243 Ave Esperanza, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage3,939 sqft Living Area
Lot Size35,719 sqft (0.82 acres)
OccupancyOwner Occupied
Last Sale$110,000 (1987)
Tax Bill$11,232.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-231-69-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,939 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area35,719 sqft (0.82 acres)
Parking Spaces4 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address243 AVENIDA ESPERANZA
CityENCINITAS
StateCA
Zip92024-4368
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM08911
Legal SubdivisionCITY/ENCINITAS
Legal Tract8911
Legal Block1
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1008
Census Tract17104

Owner

Source: San Diego County records · APN 259-231-69-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address243 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4368
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 26, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
WELLS FARGO BANK NA
Apr 02, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
WELLS FARGO BANK NA
Feb 25, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 20, 1987 · Amount on Record
Deed SaleApr 20, 1987 · Amount on Record
Prior SaleMay 06, 1985 · Amount on Record
Deed Doc Number1987211608
Last Transfer DateNov 24, 2003
Transfer Doc0001407180
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address243 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4368
Transaction TypeMortgage
Record UpdatedDec 04, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4368

Mortgage

Document Number0000315639
DateNov 14, 2023
Instrument2023-0315639
Lender
NameUS BANK NA
TypeBank
AddressSAN DIEGO, CA 92101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address243 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4368
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000258626
DateJun 26, 2018
Instrument2018-0258626
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term358 Months
DueApr 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 01, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address243 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4368
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127514
DateApr 02, 2018
Instrument2018-0127514
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueApr 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateApr 01, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address243 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4368
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4368

Mortgage

Document Number0000065892
DateFeb 25, 2019
Instrument2019-0065892
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 15, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$899,850 (+2%) Land $228,609 Building $671,241
2025$11,232.00 (+9.23%) Homeowner's exemption$882,207 (+4.04%) Land $224,127 Building $658,080
2023$10,283.00 (-0.51%) Homeowner's exemption$847,952 Land $215,425 Building $632,527
2022$10,336.00

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