San Diego County property record for 137 Ave Esperanza, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 4,281 sqft Living Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,489,000 (2021) |
| Tax Bill | $31,285.00 (2025) |
Source: San Diego County records · APN 259-231-71-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 137 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Jun 27, 2022 | Intrafamily Transfer, Transfer |
| Mar 08, 2021 | Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2021 · Amount on Record |
| Deed Sale | Mar 08, 2021 · Amount on Record |
| Prior Sale | Jan 09, 2007 |
| Deed Doc Number | 2021180607 |
| Last Transfer Date | Jun 21, 2022 |
| Transfer Doc | 0000263169 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 01, 2026 |
| Property Address | 137 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4308 |
| Document Number | 0000124697 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026124697 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 137 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4308 |
| Document Number | 0000124697, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 2026124697 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 27, 2022 |
| Property Address | 137 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4308 |
| Document Number | 0000263169 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022-0263169 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4308 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 08, 2021 |
| Property Address | 137 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4308 |
| Document Number | 0000180607 |
| Instrument Date | Feb 04, 2021 |
| Instrument | 2021-0180607 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 AVENIDA ESPERANZA, ENCINITAS, CA 92024-4308 |
| Document Number | 0000180608 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-0180608 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.57% |
| Index | 1-Year CMT |
| Max Rate | 7.57% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,748,053 (+2%) Land $1,766,527 Building $981,526 | |
| 2025 | $31,285.00 (+5.29%) Homeowner's exemption | $2,694,171 (+4.04%) Land $1,731,890 Building $962,281 |
| 2024 | $29,714.00 (+2.19%) | |
| 2023 | $29,076.00 (+4.4%) Homeowner's exemption | $2,589,555 Land $1,664,640 Building $924,915 |
| 2022 | $27,851.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 259-231-71-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,281 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 137 AVENIDA ESPERANZA |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4308 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 4 TR PM08911 |
| Legal Subdivision | PARCEL MAP NO 8911 |
| Legal Tract | 8911 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 17104 |
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