Charleston County property record for 243 Ashley Ave, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 1885 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,000 (Jun 2004) |
| Tax Bill | $2,393 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 460-11-02-045 |
| Primary APN | 460-11-02-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 958 sqft |
| Upper Floors Area | 846 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 36 ft wide |
| Porch | Slab |
| Porch Area | 449 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 243 ASHLEY AVE |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-5250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -LT 9 243 ASHLEY |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1100 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 ASHLEY AVE, CHARLESTON, SC 29403-5250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Dec 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2004 · Amount on Record |
| Deed Sale | Jun 3, 2004 · Amount on Record |
| Prior Sale | Dec 17, 1999 · Amount on Record |
| Deed Book / Page | 497 / 515 |
| Last Transfer Date | Dec 10, 2021 |
| Transfer Doc | 0010610957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 243 ASHLEY AVE, CHARLESTON, SC 29403-5250 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 243 ASHLEY AVE, CHARLESTON, SC 29403-5250 |
| Document Number | 0012250212 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 1225/212 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 17, 2021 |
| Property Address | 243 ASHLEY AVE, CHARLESTON, SC 29403-5250 |
| Document Number | 0010610957 |
| Book / Page | 1061 / 957 |
| Map Reference | MB A PG 108 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 ASHLEY AVE, CHARLESTON, SC 29403-5250 |
| Document Number | 0001061958 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 1061/958 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Apr 1, 2051 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,393.00 (+12.56%) | $460,825 (+2,776.56%) Land $250,247 Building $210,578 | $1,132,600 (+68.97%) Land $575,900 Building $556,700 |
| 2024 | $2,126.00 (+7.65%) | $16,020 (-) | |
| 2022 | $1,975.00 | $16,020 | $670,300 (-) Land $364,000 Building $306,300 |
| 2020 | $670,300 Land $364,000 Building $306,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 104 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 120 units insured incl. 16 condo units |
| Nearby Flood Claims | 26 (1989–2018) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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