242 Ashley Ave, Charleston, SC 29403 Property Records

Charleston County property record for 242 Ashley Ave, Charleston, SC 29403

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,924 sqft · built 1890
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2011)
Tax Bill	$7,770 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`460-11-02-035`

Property Details

APN / Parcel Number

Primary APN	`460-11-02-035`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,924 sqft Total Area
1st Floor Area	1,574 sqft
Upper Floors Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	84 ft deep x 47 ft wide
Porch	Slab
Porch Area	434 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	242 ASHLEY AVE
City	CHARLESTON
State	SC
Zip	29403-5390
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DESCRIPTION -242 ASHLEY
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1008
Census Tract	1100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 ASHLEY AVE, B, CHARLESTON, SC 29403-5390
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Feb 23, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2011 · Amount on Record
Deed Sale	Jun 22, 2011 · Amount on Record
Prior Sale	May 2, 2006 · Amount on Record
Deed Book / Page	193 / 778
Last Transfer Date	Jan 30, 2015
Transfer Doc	0460/0226
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	242 ASHLEY AVE, CHARLESTON, SC 29403-5390
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009800062
Date	Apr 9, 2021
Book Page	980/62

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 23, 2018
Property Address	242 ASHLEY AVE, CHARLESTON, SC 29403-5390
Document Number	0700/0650
Book / Page	000700 / 000650
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 ASHLEY AVE #B CHARLESTON SC 294035390, B, CHARLESTON, SC 29403-5390

Mortgage

Document Number	700/0651
Date	Feb 23, 2018
Book Page	000700/000651

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,770.00 (+10.81%)	$668,523 (+2,145.63%) Land $273,514 Building $395,009	$1,495,900 (+66.58%) Land $594,200 Building $901,700
2024	$7,012.00 (+7.93%)	$29,770 (-)
2022	$6,497.00	$29,770	$898,000 (-) Land $367,400 Building $530,600
2020			$898,000 Land $367,400 Building $530,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 units insured incl. 16 condo units
Nearby Flood Claims	26 (1989–2018)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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