Rensselaer County and Troy City property record for 243 2nd St, Troy, NY 12180
| Property Type | Triplex |
|---|---|
| Details | 3 bd · 3 ba · 1,944 sqft · built 1870 |
| Lot Size | 0.06 acres (2,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,585 (2026) |
| Deeds & Mortgages | May 2020 Line of Credit |
| APN | 381700 100.84-4-12 |
| Primary APN | 381700 100.84-4-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,944 sqft Total Area |
| 1st Floor Area | 648 sqft |
| 2nd Floor Area | 648 sqft |
| Upper Floors Area | 648 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 2,600 sqft (0.06 acres) |
| Lot Dimensions | 130 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 324 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1103030 |
|---|---|
| Street Address | 243 2ND ST |
| City | TROY |
| State | NY |
| Zip | 12180-4635 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | MU1 |
| Legal Description | 3 STY BR HSE 82-24/NPT 65 |
| Legal Block | 4 |
| Legal Lot Number | 12.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 40900 |
243 2nd St, a triplex, is owned and occupied by an individual.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 2ND ST, TROY, NY 12180-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 243 2ND ST, TROY, NY 12180-4635 |
| Document Number | 0000569566 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 243 2ND ST TROY NY 121804635, TROY, NY 12180-4635 |
| Document Number | 0000569566 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 009185/000256 |
| Instrument | 569566 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 243 2nd St was $8,585 with a homeowner's exemption, up 2.7% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,585.00 (+2.72%) Homeowner's exemption | ||
| 2025 | $8,358.00 | $189,000 Land $8,400 Building $180,600 | $323,600 Land $14,382 Building $309,218 |
| 2023 | $189,000 (-) Land $8,400 Building $180,600 | $270,000 (+8.57%) Land $12,000 Building $258,000 | |
| 2022 | $7,954.00 Homeowner's exemption | $189,000 Land $8,400 Building $180,600 | $248,684 Land $11,053 Building $237,631 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 243 2nd St; there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 243 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Massivemesh Networks, T-Mobile.
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