239 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 239 2nd St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,420 sqft · built 1890
Lot Size	0.075 acres (3,250 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Nov 2021)
Tax Bill	$5,793 (2026)
Deeds & Mortgages	Mar 2025 Refinance Nov 2021 Sale + 1 more
APN	`381700 100.84-4-10`

Property Details

APN / Parcel Number

Primary APN	`381700 100.84-4-10`
Alternative APN	`1103010`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,420 sqft Total Area
1st Floor Area	1,210 sqft
2nd Floor Area	1,210 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Brick
Lot Area	3,250 sqft (0.075 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1103010
Street Address	239 2ND ST
City	TROY
State	NY
Zip	12180-4635
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Description	2 STY BR HSE 82-26/81
Legal Block	4
Legal Lot Number	10.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	239 2ND ST, TROY, NY 12180-4635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FEDERAL CREDIT UNION
Nov 19, 2021	Warranty Deed, Transfer
Feb 24, 2020	Warranty Deed, Transfer · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	20212021-600481
Deed Book / Page	9832 / 220
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	239 2ND ST, TROY, NY 12180-4635
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109160176
Date	Mar 20, 2025
Book Page	10916/176
Instrument	2025-653957

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 19, 2021
Property Address	239 2ND ST, TROY, NY 12180-4635
Document Number	0098320220
Book / Page	9832 / 220
Instrument Date	Nov 6, 2021
Instrument	2021-600481
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 3RD ST, TROY, NY 12180-4463

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 24, 2020
Property Address	239 2ND ST, TROY, NY 12180-4635
Document Number	0000564975
Book / Page	009095 / 000001
Instrument Date	Feb 6, 2020
Instrument	564975
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	BENNETT ABSTRACT, BENNETT ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GRANT HILL RD CLIFTON PARK NY 120657630, CLIFTON PARK, NY 12065-7630

Mortgage

Document Number	564976
Date	Feb 24, 2020
Book Page	009095/000005
Instrument	564976

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2035

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,793.00 (+12.7%)
2025	$5,140.00 (+3.15%)	$110,000 (-) Land $8,800 Building $101,200	$188,400 (+19.92%) Land $15,072 Building $173,328
2023		$110,000 (-) Land $8,800 Building $101,200	$157,100 (+8.54%) Land $12,568 Building $144,532
2022	$4,983.00	$110,000 Land $8,800 Building $101,200	$144,737 Land $11,579 Building $133,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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