2429 Ridgewood Dr, Laurel, MS 39440 Property Records

Jones County property record for 2429 Ridgewood Dr, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,483 sqft · built 1966
Lot Size	0.881 acres (38,400 sqft)
Owner	Individual Name on Record
Tax Bill	$4,817 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134B-30-01-059.00`

Property Details

APN / Parcel Number

Primary APN	`134B-30-01-059.00`
Alternative APNs	`015514` `15514`

Interior

Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	4,483 sqft Living Area
1st Floor Area	2,808 sqft
2nd Floor Area	1,675 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,400 sqft (0.881 acres)
Lot Dimensions	192 ft deep x 200 ft wide
Garage Area	748 sqft
Deck Area	1,464 sqft
Patio Area	1,464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	015514
Street Address	2429 RIDGEWOOD DR
City	LAUREL
State	MS
Zip	39440-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEN DES 30-9-11 BEG NEC OF SW OFNW & RUN S 418' FOR A POB CONT S 200' RUN W 192.5' TO A PT ON E LINE OF RIDGEWOOD DR RUN N
Legal Range	11
Legal Township	09
Legal Section	30
Jurisdiction	JONES MS
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	950401

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2429 RIDGEWOOD DR, LAUREL, MS 39440-2176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage MAGNOLIA STATE BANK
Mar 13, 2020	Warranty Deed, Transfer COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020
Deed Sale	Mar 13, 2020
Prior Sale	Apr 12, 2013
Deed Document Number	0002201437
Deed Book / Page	220 / 1437
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	2429 RIDGEWOOD DR, LAUREL, MS 39440-2176
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00219/6601
Date	Nov 1, 2019
Book Page	219/6601
Instrument	21906601

Lender

Name	MAGNOLIA STATE BANK
Type	Bank
Address	BAY SPRINGS, MS 39422

Agreement

Amount	Amount Recorded
Term	62 Months
Due	Jan 20, 2025

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES MS
Recording Date	Mar 13, 2020
Property Address	2429 RIDGEWOOD DR, LAUREL, MS 39440-2176
Document Number	00220/1437
Book / Page	220 / 1437
Instrument Date	Mar 12, 2020
Instrument	22001437
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 TWIN OAKS PL, LAUREL, MS 39440-9003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2429 RIDGEWOOD DR, LAUREL, MS 39440-2176

Mortgage

Document Number	00220/1438
Date	Mar 13, 2020
Book Page	220/1438
Instrument	22001438

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,817.00 (+6.5%) Homeowner's exemption	$29,069 (+5.19%)	$290,690 (+5.19%) Land $43,600 Building $247,090
2024	$4,523.00 (+2.15%)
2023	$4,428.00 (-1.07%) Homeowner's exemption	$27,635	$276,350 Land $43,600 Building $232,750
2022	$4,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHADY GROVE UTILITY DISTRICT serves 2,390 people · EPA ID MS0340017
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless, defastlink.

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