2327 Ridgewood Dr, Laurel, MS 39440 Property Records

Jones County property record for 2327 Ridgewood Dr, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,110 sqft · built 1970
Lot Size	0.661 acres (28,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,892 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134B-30-01-060.00`

Property Details

APN / Parcel Number

Primary APN	`134B-30-01-060.00`
Alternative APNs	`017397` `17397`

Interior

Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	3,110 sqft Living Area
1st Floor Area	2,476 sqft
2nd Floor Area	634 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,800 sqft (0.661 acres)
Lot Dimensions	192 ft deep x 150 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Deck Area	625 sqft
Patio Area	625 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	017397
Street Address	2327 RIDGEWOOD DR
City	LAUREL
State	MS
Zip	39440-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-9-11 RIDGEWOOD S/D LOT 18 CAUSE #2003-0793 CAUSE #2008-0038
Legal Range	11
Legal Township	09
Legal Section	30
Legal Subdivision	RIDGEWOOD SUB
Legal Lot Number	18
Jurisdiction	JONES MS
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	950401

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2327 RIDGEWOOD DR, LAUREL, MS 39440-2175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage FIRST STATE BANK
Nov 30, 2020	Deed of Trust, Mortgage FIRST STATE BANK
May 28, 2019	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2015
Deed Sale	Apr 21, 2015
Deed Document Number	0002152471
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	2327 RIDGEWOOD DR, LAUREL, MS 39440-2175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	217/5278
Date	Aug 17, 2017
Book Page	217/5278
Instrument	21705278

Lender

Name	FIRST STATE BANK
Type	Bank
Address	WAYNESBORO, MS 39367

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	2327 RIDGEWOOD DR, LAUREL, MS 39440-2175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	220/7372
Date	Nov 30, 2020
Book Page	220/7372
Instrument	22007372

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	2327 RIDGEWOOD DR, LAUREL, MS 39440-2175
Transaction Type	Mortgage
Record Updated	Jun 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	219/2921
Date	May 28, 2019
Book Page	219/2921
Instrument	21902921

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 10, 2029

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,892.00 (+5.25%) Homeowner's exemption	$23,813 (+3.94%)	$238,130 (+3.94%) Land $32,700 Building $205,430
2024	$3,698.00 (+2.15%)
2023	$3,620.00 (-0.85%) Homeowner's exemption	$22,910	$229,100 Land $32,700 Building $196,400
2022	$3,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHADY GROVE UTILITY DISTRICT serves 2,390 people · EPA ID MS0340017
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless, defastlink.

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