2429 Gaines Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2429 Gaines Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,331 sqft · built 2004
Lot Size	0.126 acres (5,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (May 2023)
Tax Bill	$8,641 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`238-570-060-000`

Property Details

APN / Parcel Number

Primary APN	`238-570-060-000`
Alternative APN	`238-570-06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,331 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,470 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	238-570-06
Street Address	2429 GAINES LN
City	TRACY
State	CA
Zip	95377-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-FM PT OF 238-040-08 PER LYON CROSSROADS N0 8
Legal Subdivision	LYON CROSSROADS
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2002
Census Tract	5211

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2429 GAINES LN, TRACY, CA 95377-7915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Grant Deed, Transfer · Conventional Mortgage EMPORIUM TPO LLC
Dec 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Jan 22, 2010 · Amount on Record
Deed Document Number	202339284
Prior Transfer Date	May 12, 2023
Prior Transfer Doc	0000039283
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 19, 2023
Property Address	2429 GAINES LN, TRACY, CA 95377-7915
Document Number	0000039284
Map Reference	VOL 38 PG 78
Instrument Date	May 16, 2023
Instrument	2023-039284
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2429 GAINES LN, TRACY, CA 95377-7915

Mortgage

Document Number	0000039285
Date	May 19, 2023
Instrument	2023-039285

Lender

Name	EMPORIUM TPO LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 14, 2020
Property Address	2429 GAINES LN, TRACY, CA 95377-7915
Document Number	0000175881
Instrument Date	Feb 4, 2020
Instrument	175881
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4916 ROSELLE CMN FREMONT CA 945367921, FREMONT, CA 94536-7921

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 14, 2020
Property Address	2429 GAINES LN, TRACY, CA 95377-7915
Document Number	0000175880
Instrument Date	Feb 4, 2020
Instrument	175880
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4916 ROSELLE CMN FREMONT CA 945367921, FREMONT, CA 94536-7921

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,641.00 (-16.71%)
2025	$10,375.00 (+117.46%)	$780,300 (+146.65%) Land $228,888 Building $551,412
2023	$4,771.00 (-3.5%)	$316,361 Land $84,361 Building $232,000	$660,780
2022	$4,944.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Matrix Broadband.

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