2428 Cumberland Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 2428 Cumberland Way, Crestview, FL 32536 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,065 sqft · built 2017
Lot Size	0.505 acres (22,039 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2022)
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-963-7825-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-963-7825-2`
Alternative APN	`30-4N-23-1100-000D-0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,065 sqft Heated Area
Gross Area	2,824 sqft
1st Floor Area	2,065 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	22,039 sqft (0.505 acres)
Garage Type	Finished
Garage Area	455 sqft
Porch	Open Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2428 CUMBERLAND WAY
City	CRESTVIEW
State	FL
Zip	32536-4369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARNEGIE HILLS PH I LOT 2 BLK D
Legal Range	23
Legal Township	04N
Legal Section	30
Legal Subdivision	CARNEGIE HILLS PH1
Legal Phase	1
Legal Block	D
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2000
Census Tract	20303

Owner

Source: Okaloosa County records · APN C56-000-963-7825-2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2428 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Jun 15, 2020	Warranty Deed, Transfer · VA Mortgage KELLER MORTGAGE LLC
Sep 14, 2017	Warranty Deed, Transfer HB TITLE INC
Sep 20, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2022 · Amount on Record
Deed Sale	Oct 10, 2022 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	3583689
Deed Book / Page	3646 / 1825
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 10, 2022
Property Address	2428 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Document Number	0036461825
Book / Page	3646 / 1825
Map Reference	MB 23 PG 23
Instrument Date	Oct 07, 2022
Instrument	3583689
Transaction Type	Transfer
Record Updated	Nov 04, 2022
Title Company	COTTON LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3042 WEEPING WILLOW DR, 3042, EGLIN, FL 32542-1451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369

Mortgage

Document Number	0036461826
Date	Oct 10, 2022
Instrument	3646/1826

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Mortgage

Document Number	0036461843
Date	Oct 10, 2022
Book Page	3646/1843
Instrument	3583691

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2428 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036063140
Date	Feb 25, 2022
Book Page	3606/3140
Instrument	3529803

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Feb 24, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 15, 2020
Property Address	2428 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Document Number	0034683835
Book / Page	3468 / 3835
Map Reference	MB 23 PG 23
Instrument Date	Jun 11, 2020
Instrument	3365490
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 TUGTOWN RD, 223, HOLLY HILL, SC 29059-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 E EGLIN BLVD UNIT 241, 241, EGLIN AFB, FL 32542-1434

Mortgage

Document Number	0034683836
Date	Jun 15, 2020
Instrument	3468/3836

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 14, 2017
Property Address	2428 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Document Number	0033173183
Book / Page	003317 / 003183
Instrument Date	Sep 08, 2017
Instrument	3159993
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,548.40

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2380 CUMBERLAND WAY CRESTVIEW FL 325364373, CRESTVIEW, FL 32536-4373

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 20, 2017
Property Address	2428 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369
Document Number	0033181638
Book / Page	3318 / 1638
Map Reference	MB23 PG23&24
Instrument Date	Aug 31, 2017
Instrument	3161145
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2022
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 CUMBERLAND WAY, CRESTVIEW, FL 32536-4369

Mortgage

Document Number	0003161147
Date	Sep 20, 2017
Instrument	3161147

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,830.00 (+2.54%) Homeowner's exemption	$320,549 (+3%)	$327,568 (+5.25%) Land $29,678 Building $297,890
2023	$2,760.00 (+1.92%) Homeowner's exemption	$311,224 (+8.6%) Land $25,214 Building $286,010	$311,224 (+8.6%) Land $25,214 Building $286,010
2022	$2,708.00	$286,570 Land $23,565 Building $263,005	$286,570 Land $23,565 Building $263,005

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 935 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

2428 Cumberland Way, Crestview, FL 32536 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Cumberland Way

Nearby Streets

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