2429 Cowern Pl E, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2429 Cowern Pl E, Saint Paul, MN 55109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1950
Lot Size	0.23 acres (10,034 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jan 2024)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-29-22-24-0116`

Property Details

APN / Parcel Number

Primary APN	`13-29-22-24-0116`
Alternative APNs	`8052022` `68784`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,034 sqft (0.23 acres)
Lot Dimensions	173 ft deep x 58 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	68784
Street Address	2429 COWERN PL E
City	SAINT PAUL
State	MN
Zip	55109-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB HEIGHTS LOT 23 BLK 7
Legal Range	22
Legal Township	29
Legal Section	13
Legal Subdivision	COUNTRY CLUB HEIGHTS
Legal Block	7
Legal Lot Number	23
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	5
Census Block	5009
Census Tract	42700

Owner

2429 Cowern Pl E is owned and occupied by an individual who bought it in January 2024.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2429 COWERN PL E, SAINT PAUL, MN 55109-4021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Deed Document Number	20245015045
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 25, 2024
Property Address	2429 COWERN PL E, NORTH ST PAUL, MN 55109-4021
Document Number	0A05015045
Instrument Date	Jan 25, 2024
Instrument	A05015045
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2429 COWERN PIE NORTH, SAINT PAUL, MN 55709

Mortgage

Document Number	0A05015046
Date	Jan 25, 2024
Instrument	A05015046

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2429 Cowern Pl E was $3,626 with a homeowner's exemption, up 7% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,400 (-7.6%) Land $47,200 Building $219,200	$266,400 (-7.6%) Land $47,200 Building $219,200
2025	$3,626.00 (+6.96%) Homeowner's exemption	$288,300 Land $47,200 Building $241,100	$288,300 Land $47,200 Building $241,100
2024	$3,390.00 (+3.42%)
2023	$3,278.00 Homeowner's exemption	$250,200 Land $47,200 Building $203,000	$250,200 Land $47,200 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2429 Cowern Pl E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2429 Cowern Pl E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Saint Paul serves 13,134 people · EPA ID MN1620011
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20