Ramsey County property record for 2398 Cowern Pl E, Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1950 |
| Lot Size | 0.167 acres (7,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Nov 2024) |
| Tax Bill | $3,616 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-29-22-24-0059 |
| Primary APN | 13-29-22-24-0059 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,290 sqft (0.167 acres) |
| Lot Dimensions | 135 ft deep x 54 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 413902 |
|---|---|
| Street Address | 2398 COWERN PL E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB HEIGHTS LOT 20 BLK 11 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 13 |
| Legal Subdivision | COUNTRY CLUB HEIGHTS |
| Legal Block | 11 |
| Legal Lot Number | 20 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 42700 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2398 COWERN PL E, SAINT PAUL, MN 55109-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Warranty Deed, Transfer · Conventional with PMI GOMPASS MORTGAGE INC |
| Sep 19, 2018 | Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CONSULTA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on Record |
| Deed Sale | Nov 19, 2024 · Amount on Record |
| Prior Sale | May 26, 2020 · Amount on Record |
| Deed Document Number | 20245046288 |
| Prior Transfer Date | Jun 27, 2008 |
| Prior Transfer Doc | 0000369632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 26, 2020 |
| Property Address | 2398 COWERN PL E, NORTH ST PAUL, MN 55109-4020 |
| Document Number | 0004812782 |
| Instrument Date | May 22, 2020 |
| Instrument | 4812782 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $646.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2398 COWERN PL E NORTH ST PAUL MN 551094020, NORTH ST PAUL, MN 55109-4020 |
| Document Number | 4812783 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 4812783 |
| Name | GOMPASS MORTGAGE INC |
|---|---|
| Address | 27755 DIEH RD # 100, WARRENVILLE, IL 60555 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Number | 4812784, |
|---|---|
| Date | May 26, 2020 |
| Instrument | 4812784 |
| Name | COMPASS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 19, 2018 |
| Property Address | 2398 COWERN PL E, NORTH ST PAUL, MN 55109-4020 |
| Document Number | 0004727150 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 4727150 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | TITLESMART |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.83 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2398 COWERN PL E ST PAUL MN 551094020, ST PAUL, MN 55109-4020 |
| Document Number | 4727151 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 4727151 |
| Name | AMERICAN MTG & EQUITY CONSULTA |
|---|---|
| Address | BLOOMINGTON, MN 55435 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,700 (-2.8%) Land $42,100 Building $214,600 | $256,700 (-2.8%) Land $42,100 Building $214,600 | |
| 2025 | $3,616.00 (+10.45%) Homeowner's exemption | $264,100 (+8.82%) Land $42,100 Building $222,000 | $264,100 (+8.82%) Land $42,100 Building $222,000 |
| 2024 | $3,274.00 (+1.55%) | ||
| 2023 | $3,224.00 Homeowner's exemption | $242,700 Land $42,100 Building $200,600 | $242,700 Land $42,100 Building $200,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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