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2428 Vernal Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2428 Vernal Dr, Bay Point, CA 94565

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,583 sqft · built 2014
Lot Size0.136 acres (5,935 sqft)
Owner2 Individual Names on File
Last Sale$586,000 (May 2014)
Tax Bill$12,205 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN091-240-073-6

Property Details

APN / Parcel Number

Primary APN091-240-073-6
Alternative APNs
  • 091-240-073
  • 0979100732

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,583 sqft Living Area
1st Floor Area1,621 sqft
2nd Floor Area1,962 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Lot Area5,935 sqft (0.136 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2428 VERNAL DR
CityPITTSBURG
StateCA
Zip94565-7900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9313 L87
Legal SubdivisionSUBDIVISION 9313
Legal Tract9313
Legal Lot Number87
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2010
Census Tract355202

Owner

2428 Vernal Dr is owned and occupied by two individuals who acquired it in September 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2428 VERNAL DR, PITTSBURG, CA 94565-7900
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2014 · Amount on File
Deed SaleMay 30, 2014 · Amount on File
Deed Document Number201487962
Last Transfer DateSep 4, 2020
Transfer Doc0000203890
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2428 VERNAL DR, BAY POINT, CA 94565-7900
Document Number0000203891
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2428 VERNAL DR BAY POINT CA 945657900, BAY POINT, CA 94565-7900

Mortgage

Document Number0000203891
DateSep 15, 2020
Instrument203891
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 14, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2428 Vernal Dr was $12,205 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityPittsburg City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$732,710 (+2%) Land $187,551 Building $545,159
2025$12,205.00 Homeowner's exemption$718,344 Land $183,874 Building $534,470
2023$11,657.00 (+1.39%) Homeowner's exemption$690,452 Land $176,735 Building $513,717
2022$11,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2428 Vernal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2428 Vernal Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PITTSBURG
serves 62,500 people · EPA ID CA0710008
Water SourcePurchased surface water from CONTRA COSTA WATER DISTRICT
Last State InspectionApr 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Unwired.

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