2427 Vernal Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2427 Vernal Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,120 sqft · built 2014
Lot Size	0.163 acres (7,103 sqft)
Owner	2 Trust Names on File
Last Sale	$480,500 (Jun 2014)
Tax Bill	$10,850 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091-240-052`

Property Details

APN / Parcel Number

Primary APN	`091-240-052`
Alternative APNs	`091-240-052-0` `0979100526`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	2,120 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	7,103 sqft (0.163 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2427 VERNAL DR
City	PITTSBURG
State	CA
Zip	94565-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9313 L66
Legal Subdivision	SUBDIVISION 9313
Legal Tract	9313
Legal Lot Number	66
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	355202

Owner

2427 Vernal Dr is owner-occupied and held in a trust since April 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2427 VERNAL DR, PITTSBURG, CA 94565-7900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 11, 2017	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2014 · Amount on File
Deed Sale	Jun 30, 2014 · Amount on File
Deed Document Number	2014106959
Last Transfer Date	Apr 17, 2025
Transfer Doc	0000039013
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2427 VERNAL DR, BAY POINT, CA 94565-7900
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 VERNAL DR, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000328426
Date	Dec 29, 2020
Instrument	2020-328426

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2427 VERNAL DR, BAY POINT, CA 94565-7900
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110039
Date	Jun 9, 2020
Instrument	2020-110039

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2427 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000138368
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2427 VERNAL DR BAY POINT CA 945657900, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000138368
Date	Aug 2, 2017
Instrument	138368

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2427 Vernal Dr was $10,850.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$600,170 (+2%) Land $187,551 Building $412,619
2025	$10,850.00	$588,403 Land $183,874 Building $404,529
2023	$10,277.00 (+1.46%) Homeowner's exemption	$565,557 Land $176,735 Building $388,822
2022	$10,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2427 Vernal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2427 Vernal Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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