Polk County property record for 2427 E 38th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,337 sqft · built 1962 |
| Lot Size | 0.13 acres (5,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $103,500 (May 2013) |
| Tax Bill | $3,344 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/04163-001-000 |
| Primary APN | 060/04163-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| Gross Area | 1,880 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 425 sqft |
| Unfinished Basement | 391 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,650 sqft (0.13 acres) |
| Lot Dimensions | 113 ft deep x 50 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2427 E 38TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX W 13F- LOT 454 FOUR MILE |
| Legal Subdivision | FOUR MILE |
| Legal Lot Number | 454 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 102 |
Source: Polk County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2427 E 38TH ST, DES MOINES, IA 50317-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Aug 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Jun 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Feb 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2013 · Amount on Record |
| Deed Sale | May 20, 2013 · Amount on Record |
| Prior Sale | Mar 10, 2011 · Amount on Record |
| Deed Document Number | 2013104047 |
| Deed Book / Page | 14792 / 579 |
| Prior Transfer Date | Apr 15, 2010 |
| Prior Transfer Doc | 0000076291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2427 E 38TH ST, DES MOINES, IA 50317-3339 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2427 E 38TH ST, DES MOINES, IA 50317-3339 |
| Document Number | 0000091553 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 19352/785 |
| Instrument | 2022-00091553 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2427 E 38TH ST, DES MOINES, IA 50317-3339 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017963 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 16625/0744 |
| Instrument | 2017-00017963 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2427 E 38TH ST, DES MOINES, IA 50317-3339 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2427 E 38TH ST, DES MOINES, IA 50317-3339 |
| Document Number | 0000059732 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 18575/312 |
| Instrument | 2021-00059732 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2427 E 38TH ST, DES MOINES, IA 50317-3339 |
| Document Number | 0000089017 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2427 E 38TH ST DES MOINES IA 503173339, DES MOINES, IA 50317-3339 |
| Document Number | 0000089017 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 016926/000079 |
| Instrument | 89017 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 20, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2427 E 38TH ST, DES MOINES, IA 50317-3339 |
| Document Number | 0000067345 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2427 E 38TH ST DES MOINES IA 503173339, DES MOINES, IA 50317-3339 |
| Document Number | 0000067345 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 016835/000027 |
| Instrument | 67345 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2033 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $204,600 (+13.41%) Land $26,800 Building $177,800 | $204,600 (+13.41%) Land $26,800 Building $177,800 | |
| 2024 | $3,344.00 (+3.34%) | ||
| 2023 | $180,400 Land $23,300 Building $157,100 | $180,400 Land $23,300 Building $157,100 | |
| 2020 | $3,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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