2424 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 2424 E 38th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,291 sqft · built 1960
Lot Size	0.13 acres (5,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Feb 2018)
Tax Bill	$3,528 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/04413-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/04413-000-000`
Alternative APN	`792329481029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	475 sqft
Unfinished Basement	341 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,650 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2424 E 38TH ST
City	DES MOINES
State	IA
Zip	50317-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX E 13F- LOT 721 FOUR MILE
Legal Subdivision	FOUR MILE
Legal Lot Number	721
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1028
Census Tract	103

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2424 E 38TH ST, DES MOINES, IA 50317-3340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Conventional with PMI COLLINS CMNTY CU
Feb 26, 2018	Warranty Deed, Transfer · Conventional with PMI MARINE CU
Jun 24, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 30, 2017	Warranty Deed, Transfer TITLE SOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Prior Sale	Sep 2, 2008
Deed Document Number	20182017-00065920
Deed Book / Page	16829 / 267
Prior Transfer Date	Dec 17, 2010
Prior Transfer Doc	0000049224
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2424 E 38TH ST, DES MOINES, IA 50317-3340
Document Number	0000081817
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2424 E 38TH ST DES MOINES IA 503173340, DES MOINES, IA 50317-3340

Mortgage

Document Number	0000081817
Date	Mar 31, 2020
Book Page	017755/000848
Instrument	81817

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 26, 2018
Property Address	2424 E 38TH ST, DES MOINES, IA 50317-3340
Document Number	0000065920
Book / Page	016829 / 000267
Instrument Date	Feb 19, 2018
Instrument	65920
Transaction Type	Transfer
Record Updated	Aug 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2424 E 38TH ST DES MOINES IA 503173340, DES MOINES, IA 50317-3340

Mortgage

Document Number	65922
Date	Feb 26, 2018
Book Page	016829/000271
Instrument	65922

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.24%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2424 E 38TH ST, DES MOINES, IA 50317-3340
Document Number	0000000187
Book / Page	016547 / 000566
Instrument Date	Jun 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2424 E 38TH ST DES MOINES IA 503173340, DES MOINES, IA 50317-3340

Mortgage

Document Number	0000000187
Date	Jul 3, 2017
Book Page	016547/000566
Instrument	187

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 30, 2017
Property Address	2424 E 38TH ST, DES MOINES, IA 50317-3340
Document Number	0000018222
Book / Page	016626 / 000706
Instrument Date	May 24, 2017
Instrument	18222
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	TITLE SOURCES INC

Transaction

Amount	Amount Recorded
Tax	$199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2424 E 38TH ST DES MOINES IA 503173340, DES MOINES, IA 50317-3340

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,700 (+13.61%) Land $26,800 Building $176,900	$203,700 (+13.61%) Land $26,800 Building $176,900
2024	$3,528.00 (+2.32%)
2023		$179,300 Land $23,300 Building $156,000	$179,300 Land $23,300 Building $156,000
2020	$3,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	55 (1982–2026)
Claims Outside the SFHA	35 of 55
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber, T-Mobile.

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