2427 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 2427 E 31st St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,285 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2025)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`03-00-082-107-019`

Property Details

APN / Parcel Number

Primary APN	`03-00-082-107-019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
1st Floor Area	868 sqft
Basement Area	868 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	192 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2427 E 31ST ST
City	LORAIN
State	OH
Zip	44055-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEFFIELD LAND CO 50 X 192
Legal Subdivision	SHEFFIELD LAND CO
Legal Block	107
Legal Lot Number	2293
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3009
Census Tract	23600

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2427 E 31ST ST, LORAIN, OH 44055-2125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Sep 7, 2022 · Amount on Record
Prior Transfer Date	Nov 13, 2003
Prior Transfer Doc	0000965069
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 7, 2022
Property Address	2427 E 31ST ST, LORAIN, OH 44055-2125
Document Number	0000890264
Map Reference	VOL 110 PG 51
Instrument Date	Sep 1, 2022
Instrument	2022-0890264
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 E 31ST ST, LORAIN, OH 44055-2125

Mortgage

Document Number	0000890265
Date	Sep 7, 2022
Instrument	2022-0890265

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 31, 2020
Property Address	2427 E 31ST ST, LORAIN, OH 44055-2125
Document Number	0000754864
Instrument Date	Mar 10, 2020
Instrument	754864
Transaction Type	Foreclosure
Record Updated	Apr 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 E 31ST ST LORAIN OH 440552125, LORAIN, OH 44055-2125

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00	$39,510 (-0.01%) Land $5,400 Building $34,110	$112,890 (-) Land $15,430 Building $97,460
2024	$1,510.00 (+4.14%)	$39,512 (+40.34%) Land $5,401 Building $34,111	$112,890 (+40.34%) Land $15,430 Building $97,460
2023	$1,450.00 (-1.69%)	$28,154 (-0.02%) Land $3,619 Building $24,535	$80,440 (-) Land $10,340 Building $70,100
2022	$1,475.00	$28,160 Land $3,620 Building $24,540
2021			$80,440 Land $10,340 Building $70,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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