Lorain County property record for 2426 E 31st St, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,244 sqft · built 1945 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $87,900 (Sep 2004) |
| Tax Bill | $1,251 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-082-108-007 |
| Primary APN | 03-00-082-108-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 668 sqft |
| 2nd Floor Area | 576 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 160 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2426 E 31ST ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L CO 50 X 135 S/L 2328 |
| Legal Subdivision | SHEFFIELD LAND DEV CO |
| Legal Block | 108 |
| Legal Lot Number | 2328 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 23600 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 2426 E 31ST ST, LORAIN, OH 44055-2126 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2004 · Amount on Record |
| Deed Sale | Sep 14, 2004 · Amount on Record |
| Deed Document Number | 2004006300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2426 E 31ST ST, LORAIN, OH 44055-2126 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000888117 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022-0888117 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,251.00 | $32,710 (-0.02%) Land $4,150 Building $28,560 | $93,470 (-) Land $11,870 Building $81,600 |
| 2024 | $1,251.00 (+32.66%) | $32,715 (+78.55%) Land $4,155 Building $28,560 | $93,470 (+78.55%) Land $11,870 Building $81,600 |
| 2023 | $943.00 (-3.97%) | $18,323 (+0.02%) Land $4,309 Building $14,014 | $52,350 (-) Land $12,310 Building $40,040 |
| 2022 | $982.00 | $18,320 Land $4,310 Building $14,010 | |
| 2021 | $52,350 Land $12,310 Building $40,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline.
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