2427 Breanna Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2427 Breanna Ln, Hernando, MS 38632

Property Summary

Property Type	Vacant Land
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,440 (Aug 2026)
Tax Bill	$469 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-04-0-00052-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-04-0-00052-00`

Exterior

Lot Area	135,907 sqft (3.12 acres)

Location & Zoning

Street Address	2427 BREANNA LN
City	HERNANDO
State	MS
Zip	38632-1464
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A
Legal Description	ESTATES OF GRAYS VALLEY SEC C LOT 52
Legal Range	007
Legal Township	03S
Legal Section	33
Legal Subdivision	ESTATES OF GRAYS VALLEY
Legal Lot Number	52
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2038
Census Tract	71002

Owner

Source: DeSoto County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2427 BREANNA LN, HERNANDO, MS 38632-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF FAYETTE COUNTY
Oct 17, 2025	Warranty Deed, Construction Loan · Construction Mortgage THE BANK OF FAYETTE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Oct 17, 2025 · Amount on Record
Deed Book / Page	1026 / 14686
Prior Transfer Date	Aug 10, 2026
Prior Transfer Doc	1026014686
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 14, 2026
Property Address	2427 BREANNA LN, HERNANDO, MS 38632-1464
Document Number	1026014686
Book / Page	1026 / 14686
Instrument Date	Aug 10, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 BREANNA LN, HERNANDO, MS 38632-1464

Mortgage

Document Number	5663092589,
Date	Aug 14, 2026
Book Page	5663/92589

Lender

Name	BANK OF FAYETTE COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 17, 2025
Property Address	2427 BREANNA LN, HERNANDO, MS 38632-1464
Document Number	1025/19849
Book / Page	1025 / 19849
Map Reference	MB 149 PG 6
Instrument Date	Oct 8, 2025
Transaction Type	Construction Loan
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 851, OLIVE BRANCH, MS 38654-0851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 BREANNA LN, HERNANDO, MS 38632-1464

Mortgage

Document Number	0056634315
Date	Oct 17, 2025
Instrument	5663/4315

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jan 6, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$469.00	$5,625 Land $5,625	$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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