2397 Breanna Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2397 Breanna Ln, Hernando, MS 38632

Property Summary

Property Type	Vacant Land
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on File
Last Sale	$688,408 (Sep 2025)
Tax Bill	$469 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-04-0-00053-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-04-0-00053-00`

Exterior

Lot Area	110,642 sqft (2.54 acres)

Location & Zoning

Street Address	2397 BREANNA LN
City	HERNANDO
State	MS
Zip	38632-1472
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A
Legal Description	ESTATES OF GRAYS VALLEY SEC C LOT 53
Legal Range	007
Legal Township	03S
Legal Section	33
Legal Subdivision	ESTATES OF GRAYS VALLEY
Legal Lot Number	53
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2038
Census Tract	71002

Owner

2397 Breanna Ln, vacant land, is owned and occupied by two individuals who bought it in September 2025.

Source: DeSoto County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2397 BREANNA LN, HERNANDO, MS 38632-1472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK
Sep 24, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Deed Book / Page	1025 / 17934
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2397 BREANNA LN, HERNANDO, MS 38632-1472
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10780 HIGHWAY 178, OLIVE BRANCH, MS 38654-8112

Mortgage

Document Number	5662/34783
Date	Apr 21, 2025
Book Page	5662/34783

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	ARKADELPHIA, AR 71923

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 15, 2026

September 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 24, 2025
Property Address	2397 BREANNA LN, HERNANDO, MS 38632-1472
Document Number	1025/17934
Book / Page	1025 / 17934
Map Reference	MB 149 PG 6
Instrument Date	Sep 22, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 851, OLIVE BRANCH, MS 38654-0851

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2397 BREANNA LN, HERNANDO, MS 38632-1472

Mortgage

Document Number	0566297088
Date	Sep 24, 2025
Instrument	5662/97088

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2397 Breanna Ln was $469.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$469.00	$5,625 Land $5,625	$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2397 Breanna Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2397 Breanna Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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