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2426 King Oak Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2426 King Oak Ct, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,126 sqft · built 1994
Lot Size0.041 acres (1,785 sqft)
Owner2 Individual Names on Record
Last Sale$168,000 (May 2007)
Tax Bill$4 (2025)
Deeds & MortgagesMar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN09-26-30-0043-0001-1080

Property Details

APN / Parcel Number

Primary APN09-26-30-0043-0001-1080
Alternative APNs
  • 263009004300011080
  • 83192

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,126 sqft Living Area
Gross Area1,168 sqft
1st Floor Area1,126 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,785 sqft (0.041 acres)
Lot Dimensions52 ft deep x 34 ft wide
PorchFinished/Open Porch
Porch Area12 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2426 KING OAK CT
CitySAINT CLOUD
StateFL
Zip34769-6671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionKING OAK VILLAS PH 2 4TH ADDN PB 7 PG 165 LOT 108
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionKING OAK VILLAS PH 2 4TH ADD
Legal Phase2
Legal Tract43
Legal Block1080
Legal Lot Number108
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3004
Census Tract43208

Owner

Source: Osceola County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2426 KING OAK CT, SAINT CLOUD, FL 34769-6671
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2007 · Amount on Record
Deed SaleMay 31, 2007 · Amount on Record
Deed Document Number2007103501
Deed Book / Page3491 / 658
Record UpdatedOct 29, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address2426 KING OAK CT, SAINT CLOUD, FL 34769-6671
Document Number0057000225
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2426 KING OAK CT ST CLOUD FL 347696671, ST CLOUD, FL 34769-6671

Mortgage

Document Number0057000225
DateMar 27, 2020
Book Page005700/000225
Instrument43936
Lender
NameVRMTG ASSET TRUST (CT)
Agreement
AmountAmount Recorded
Term480 Months
DueMar 26, 2060
Interest
Rate TypeFixed Rate
Rate7.62%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Veteran's exemption$90,524 (+5.99%)$214,600 (+12.53%) Land $30,000 Building $184,600
2024$4.00
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$85,411 (+3%)$190,700 (+32.8%) Land $14,900 Building $175,800
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$82,924$143,600 Land $14,900 Building $128,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Xfinity.

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