Osceola County property record for 2418 King Oak Ct, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 886 sqft · built 1994 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Mar 2023) |
| Tax Bill | $2,894 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 83196 |
| Primary APN | 83196 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 886 sqft Heated Area |
| Gross Area | 1,030 sqft |
| 1st Floor Area | 886 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 52 ft deep x 25 ft wide |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 83196 |
|---|---|
| Street Address | 2418 KING OAK CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6669 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SPUD |
| Legal Description | KING OAK VILLAS PH 2 4TH ADDN PB 7 PG 165 LOT 112 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | KING OAK VIL PH1 |
| Legal Phase | 2 |
| Legal Tract | 43 |
| Legal Block | 1 |
| Legal Lot Number | 112 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 43208 |
Source: Osceola County records · APN 83196
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2418 KING OAK CT, SAINT CLOUD, FL 34769-6669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on Record |
| Deed Sale | Mar 29, 2023 · Amount on Record |
| Prior Sale | Oct 27, 2014 · Amount on Record |
| Deed Document Number | 2023035032 |
| Deed Book / Page | 6377 / 2409 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 29, 2023 |
| Property Address | 2418 KING OAK CT, SAINT CLOUD, FL 34769-6669 |
| Document Number | 0063772409 |
| Book / Page | 6377 / 2409 |
| Map Reference | MB 7 PG 165 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023035032 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Title Company | MAGNOLIA TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3701 FANCIFUL CT, SAINT CLOUD, FL 34772-8239 |
| Name | Verified Name |
|---|---|
| Address | 2418 KING OAK CT, SAINT CLOUD, FL 34769-6669 |
| Document Number | 0063772410 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 6377/2410 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Number | 0063772427 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 6377/2427 |
| Instrument | 2023035034 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,894.00 (+9.25%) Homeowner's exemption | $204,565 (+6.99%) | $215,100 (+12.5%) Land $30,000 Building $185,100 |
| 2023 | $2,649.00 (+19.76%) | $191,200 (+38.75%) Land $14,900 Building $176,300 | $191,200 (+38.75%) Land $14,900 Building $176,300 |
| 2022 | $2,212.00 | $137,800 Land $14,900 Building $122,900 | $137,800 Land $14,900 Building $122,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 202 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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