Osceola County property record for 2425 Underwood Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,577 sqft · built 1972 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,584 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 91064 |
| Primary APN | 91064 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,577 sqft Heated Area |
| Gross Area | 4,513 sqft |
| 1st Floor Area | 2,577 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Pool Area | 960 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 496 sqft |
| Deck Area | 1,360 sqft |
| Fence | Fence |
| Utility Building | 1,440 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 91064 |
|---|---|
| Street Address | 2425 UNDERWOOD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW MAP OF NARCOOSSEE PB 1 PG 073 N 186 FT OF S 372 FT OF LOTS 11, 12, 13 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NARCOOSSEE NEW MAP |
| Legal Tract | 4260 |
| Legal Block | 1 |
| Legal Lot Number | 11-13 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 91064
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2425 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7868 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 1992 |
| Deed Sale | Jun 02, 1992 |
| Deed Document Number | 0001072889 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,584.00 (+1.77%) Homeowner's exemption Senior Citizen's exemption | $188,072 (+5.99%) | $501,900 (+34.34%) Land $149,100 Building $352,800 |
| 2023 | $2,539.00 (+4.79%) Homeowner's exemption | $177,449 (+3%) | $373,600 (+9.79%) Land $103,200 Building $270,400 |
| 2022 | $2,423.00 Homeowner's exemption | $172,281 | $340,300 Land $103,200 Building $237,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 595 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Lumen Technologies, Spectrum, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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