Osceola County property record for 2375 Underwood Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,215 sqft · built 1999 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $18,000 (Aug 1997) |
| Tax Bill | $3,264 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 91325 |
| Primary APN | 91325 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,215 sqft Heated Area |
| Gross Area | 3,030 sqft |
| 1st Floor Area | 2,215 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.619 acres) |
| Lot Dimensions | 179 ft deep x 150 ft wide |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 28 sqft |
| Porch | Open Porch |
| Porch Area | 309 sqft |
| Deck Area | 794 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 91325 |
|---|---|
| Street Address | 2375 UNDERWOOD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR1C |
| Legal Description | TIMAQUA WOODS PB 6 PG 37 LOT 1 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | TIMAQUE WOODS |
| Legal Tract | 5209 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
The current owner of 2375 Underwood Ave bought it in August 1997.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2375 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7873 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 1997 · Amount on File |
| Deed Sale | Aug 18, 1997 · Amount on File |
| Deed Document Number | 0142700441 |
| Deed Book / Page | 01427 / 00441 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2375 Underwood Ave was $3,264 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,264.00 Homeowner's exemption | $225,072 | $343,400 Land $65,000 Building $278,400 |
| 2023 | $3,026.00 (+4.49%) Homeowner's exemption | $212,359 (+3%) | $317,400 (+13.85%) Land $45,000 Building $272,400 |
| 2022 | $2,896.00 Homeowner's exemption | $206,174 | $278,800 Land $45,000 Building $233,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2375 Underwood Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2375 Underwood Ave is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Hotwire Communications.
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