2425 Snaffle Bit Way, Missoula, MT 59808 Property Records

Missoula County property record for 2425 Snaffle Bit Way, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,998 sqft · built 2008
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$357,105 (Apr 2026)
Tax Bill	$4,551 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0486341`

Property Details

APN / Parcel Number

Primary APN	`R0486341`
Alternative APNs	`04-2199-12-2-04-17-0000` `0004290501`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Finished Basement	950 sqft
Unfinished Basement	98 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	112 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004290501
Street Address	2425 SNAFFLE BIT WAY
City	MISSOULA
State	MT
Zip	59808-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44 RANCH, S12, T13 N, R20 W, LOT 216, PHASES 3 & 4
Legal Subdivision	44 RANCH
Legal Block	2
Legal Lot Number	216
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2036
Census Tract	205

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 BANNACK PL, MISSOULA, MT 59803-1307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK/MISSOULA
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK OF MISSOULA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	20265850
Deed Book / Page	1127 / 513
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Apr 24, 2026
Property Address	2425 SNAFFLE BIT WAY, MISSOULA, MT 59808-5219
Document Number	0000005850
Book / Page	1127 / 513
Instrument Date	Apr 24, 2026
Instrument	2026.5850
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	INSURED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 BANNACK PL, MISSOULA, MT 59803-1307

Mortgage

Document Number	0000005851,
Date	Apr 24, 2026
Instrument	2026..5851

Lender

Name	FIRST SECURITY BANK/MISSOULA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000005860,
Date	Apr 24, 2026
Book Page	1127/523
Instrument	2026.5860

Lender

Agreement

Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jun 16, 2021
Property Address	2425 SNAFFLE BIT WAY, MISSOULA, MT 59808-5219
Document Number	0010570812
Book / Page	1057 / 812
Instrument Date	Jun 11, 2021
Instrument	202115082
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2425 SNAFFLE BIT WAY, MISSOULA, MT 59808-5219

Mortgage

Document Number	202115084
Date	Jun 16, 2021
Instrument	202115084

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Elementary School District	Hellgate Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,300 (-) Land $109,880 Building $441,420	$551,300 (-) Land $109,880 Building $441,420
2025	$4,551.00 (-19.58%)	$551,300 (+17.12%) Land $109,880 Building $441,420	$551,300 (+17.12%) Land $109,880 Building $441,420
2024	$5,659.00 (+5.74%)
2023	$5,352.00	$470,700	$470,700 Land $87,120 Building $383,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Blackfoot Telephone Cooperative, Verizon.

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