2409 Snaffle Bit Way, Missoula, MT 59808 Property Records

Missoula County property record for 2409 Snaffle Bit Way, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,189 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$5,833 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0486339`

Property Details

APN / Parcel Number

Primary APN	`R0486339`
Alternative APNs	`04-2199-12-2-04-13-0000` `0004290297`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,189 sqft Living Area
Gross Area	3,789 sqft
1st Floor Area	1,536 sqft
2nd Floor Area	653 sqft
Basement Area	1,460 sqft
Finished Basement	1,460 sqft

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	204 sqft
Deck Area	354 sqft
Patio Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004290297
Street Address	2409 SNAFFLE BIT WAY
City	MISSOULA
State	MT
Zip	59808-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44 RANCH, S12, T13 N, R20 W, LOT 214, PHASES 3 & 4
Legal Range	20W
Legal Township	13N
Legal Section	12
Legal Quarter	NW
Legal Subdivision	44 RANCH
Legal Lot Number	214 44
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2036
Census Tract	205

Owner

Source: Missoula County records · APN R0486339

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2409 SNAFFLE BIT WAY, MISSOULA, MT 59808-5219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2020
Deed Sale	Aug 20, 2020
Prior Sale	Jan 13, 2010
Deed Document Number	202018992
Deed Book / Page	1037 / 822
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Aug 20, 2020
Property Address	2409 SNAFFLE BIT WAY, MISSOULA, MT 59808-5219
Document Number	0010370822
Book / Page	1037 / 822
Instrument Date	Aug 20, 2020
Instrument	202018992
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2409 SNAFFLE BIT WAY, 2409, MISSOULA, MT 59808-5219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2409 SNAFFLE BIT WAY, MISSOULA, MT 59808-5219

Mortgage

Document Number	202018993
Date	Aug 20, 2020
Instrument	202018993

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Elementary School District	Hellgate Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,833.00 (-10.69%)	$668,100 (+16.27%)	$668,100 (+16.27%) Land $124,729 Building $543,371
2023	$6,531.00	$574,600	$574,600 Land $93,576 Building $481,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 9, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Centric Integrated Systems Fixed Wireless	1,000 / 1,000

May also be available: Blackfoot Telephone Cooperative, Verizon.

Based on FCC filings for 387 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MISSOULA WATER serves 68,200 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.