2425 Phillips Rd, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 2425 Phillips Rd, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,006 sqft · built 1977
Lot Size0.452 acres (19,698 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Feb 2016)
Tax Bill$6,761 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-04031-0000-00007

Property Details

APN / Parcel Number

Primary APN13-04031-0000-00007
Alternative APNs
  • 130403100007
  • 165402

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,006 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCape Cod
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area19,698 sqft (0.452 acres)
Lot Dimensions197 ft deep x 100 ft wide
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number165402
Street Address2425 PHILLIPS RD
CityFORKED RIVER
StateNJ
Zip08731-5735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal Description100 X 197
Legal SubdivisionPIONEER SEC/BAMBER LAKES 01 MA
Legal Block4031
Legal Lot Number7
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group3
Census Block3004
Census Tract732001

Owner

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2425 PHILLIPS RD, FORKED RIVER, NJ 08731-5735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 9, 2016 · Amount on Record
Deed SaleFeb 9, 2016 · Amount on Record
Prior SaleJan 30, 2015
Deed Document Number201612875
Prior Transfer DateMay 15, 1998
Prior Transfer Doc0000046011
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address2425 PHILLIPS RD, FORKED RIVER, NJ 08731-5735
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 PHILLIPS RD, FORKED RIVER, NJ 08731-5735

Mortgage

Document Number0181261092
DateOct 27, 2020
Book Page18126/1092
Instrument2020125319
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueFeb 1, 2046

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,200 (-) Land $103,500 Building $143,700$247,200 (-) Land $103,500 Building $143,700
2025$6,761.00 (+7.93%)$247,200 (-) Land $103,500 Building $143,700$247,200 (-) Land $103,500 Building $143,700
2024$6,264.00 (+11.98%)
2023$247,200 Land $103,500 Building $143,700$247,200 Land $103,500 Building $143,700
2022$5,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (1998–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 92% of New Jersey
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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