Ocean County and Lacey Township property record for 2438 Phillips Rd, Forked River, NJ 08731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,468 sqft Living Area |
| Lot Size | 1.04 acres |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $11,227.00 (2025) |
| Primary APN | 13-04032-0000-00021-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,468 sqft Living Area |
| Gross Area | 3,588 sqft Gross Area |
| Basement Area | 1,120 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 45,376 sqft |
| Depth X Width | 275 ft x 165 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Heating System | Radiant Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 00165703 |
|---|---|
| Street Address | 2438 PHILLIPS RD |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5733 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 165 X 275 |
| Legal Subdivision | PIONEER SEC/BAMBER LAKES 01 MA |
| Legal Block | 4032 |
| Legal Lot Number | 21.1 |
| Jurisdiction | OCEAN NJ |
| Minor Civil Division | LACEY |
| Census Blockgroup | 3 |
| Census Block | 3040 |
| Census Tract | 732001 |
Source: Ocean County and Lacey Township records · APN 13-04032-0000-00021-01
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2438 PHILLIPS RD, FORKED RIVER, NJ 08731-5733 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 08, 2020 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 2438 PHILLIPS RD, FORKED RIVER, NJ 08731-5733 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2023 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0194670246 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 19467/246 |
| Instrument | 2023063800 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 2438 PHILLIPS RD, FORKED RIVER, NJ 08731-5733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|
| Document Number | 0179151688 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 17915/1688 |
| Instrument | 2020057478 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FORKED RIVER, NJ 08731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 2438 PHILLIPS RD, FORKED RIVER, NJ 08731-5733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0179151641 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 17915/1641 |
| Instrument | 2020057471 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 2438 PHILLIPS RD, FORKED RIVER, NJ 08731-5733 |
| Document Number | 0170551899 |
| Instrument Date | Mar 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2438 PHILLIPS RD FORKED RIVER NJ 087315733, FORKED RIVER, NJ 08731-5733 |
| Document Number | 0170551899 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 017055/001899 |
| Instrument | 25699 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 15, 2038 |
Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,500 (-) Land $131,400 Building $279,100 | $410,500 (-) Land $131,400 Building $279,100 | |
| 2025 | $11,227.00 (+7.93%) | $410,500 (-) Land $131,400 Building $279,100 | $410,500 (-) Land $131,400 Building $279,100 |
| 2024 | $10,402.00 (+11.98%) | ||
| 2023 | $410,500 Land $131,400 Building $279,100 | $410,500 Land $131,400 Building $279,100 | |
| 2022 | $9,289.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 86% of the US · above 93% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 170 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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