2425 Garden St, Joliet, IL 60435 Property Records

Will County property record for 2425 Garden St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 748 sqft · built 1947
Lot Size	0.24 acres (10,240 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Apr 2024)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-03-25-207-026`

Property Details

APN / Parcel Number

Primary APN	`06-03-25-207-026`
Alternative APN	`03252070260000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	748 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Lot Area	10,240 sqft (0.24 acres)
Lot Dimensions	160 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2425 GARDEN ST
City	JOLIET
State	IL
Zip	60435-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 161 IN SUNNYLAND, A SUB OF PRT OF THE E1/2 OF THE E1/2 OF SEC 25, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	25
Legal Subdivision	SUNNYLAND
Legal Lot Number	161
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1064
Census Tract	880427

Owner

2425 Garden St is owned and occupied by an individual who bought it in April 2024.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2425 GARDEN ST, JOLIET, IL 60435-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 18, 2022	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 10, 2017	Loan Modification, Mortgage FNBC BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Prior Sale	Feb 18, 2022 · Amount on File
Deed Document Number	202415650
Prior Transfer Date	Jul 21, 1994
Prior Transfer Doc	0000072063
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 3, 2024
Property Address	2425 GARDEN ST, JOLIET, IL 60435-1416
Document Number	0000015650
Instrument Date	Mar 20, 2024
Instrument	R2024015650
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 GARDEN ST, JOLIET, IL 60435-1416

Mortgage

Document Number	0000015651
Date	Apr 3, 2024
Instrument	R2024015651

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Feb 18, 2022
Property Address	2425 GARDEN ST, JOLIET, IL 60435-1416
Document Number	0000015594
Instrument Date	Jun 29, 2021
Instrument	R2022015594
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2425 GARDEN ST, JOLIET, IL 60435-1416
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015595
Date	Feb 18, 2022
Instrument	R2022015595

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate	3.5%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	2425 GARDEN ST, JOLIET, IL 60435-1416
Document Number	0000076142
Instrument Date	Jun 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2425 GARDEN ST JOLIET IL 604351416, JOLIET, IL 60435-1416

Mortgage

Document Number	0000076142
Date	Sep 27, 2017
Instrument	76142

Lender

Name	FNBC BK&TR
Address	LAGRANGE, IL 60525

Agreement

Term	60 Months
Due	Sep 26, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2425 Garden St was $3,874.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00	$58,801 (+8.45%) Land $11,193 Building $47,608	$176,403 (+8.45%) Land $33,579 Building $142,824
2024		$54,220 Land $10,321 Building $43,899	$162,660 Land $30,963 Building $131,697
2022	$3,218.00	$42,071 Land $8,009 Building $34,062	$126,213 Land $24,027 Building $102,186

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2425 Garden St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2425 Garden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDEN STREET IMPROVEMENT ASSOCIATION private · serves 54 people · EPA ID IL1975376
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Garden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures