2421 Garden St, Joliet, IL 60435 Property Records

Will County property record for 2421 Garden St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	748 sqft · built 1958
Lot Size	0.24 acres (10,472 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Nov 2025)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-25-207-028`

Property Details

APN / Parcel Number

Primary APN	`06-03-25-207-028`
Alternative APN	`03252070280000`

Interior

Stories	1 Story
Building Area	748 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	10,472 sqft (0.24 acres)
Garage Type	Detached
Garage Area	440 sqft

Location & Zoning

Street Address	2421 GARDEN ST
City	JOLIET
State	IL
Zip	60435-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163 IN SUNNYLAND, A SUB OF PRT OF THE E1/2 OF THE E1/2 OF SEC 25, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	25
Legal Subdivision	SUNNYLAND
Legal Lot Number	163
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1064
Census Tract	880427

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	708 E THACKER ST, DES PLAINES, IL 60016-3179
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Nov 20, 2025	Warranty Deed, Transfer OLD REPUBLIC TITLE
Jan 4, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	202565382
Prior Transfer Date	Dec 29, 2022
Prior Transfer Doc	0000000475
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 20, 2025
Property Address	2421 GARDEN ST, JOLIET, IL 60435-1416
Document Number	0000065382
Instrument Date	Oct 31, 2025
Instrument	R2025065382
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 E THACKER ST, DES PLAINES, IL 60016-3179

Mortgage

Document Number	0000065383
Date	Nov 20, 2025
Instrument	R2025065383

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	7%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 20, 2025
Property Address	2421 GARDEN ST, JOLIET, IL 60435-1416
Document Number	0000065381
Instrument Date	Oct 30, 2025
Instrument	R2025065381
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 MCCONNOR PKWY # 2ND, SCHAUMBURG, IL 60173-4399
Investor	Possibly a Property Investor

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WILL IL
Recording Date	Jan 4, 2023
Property Address	2421 GARDEN ST, JOLIET, IL 60435-1416
Document Number	0000000475
Instrument Date	Dec 29, 2022
Instrument	R2023000475
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 SAVANNAH LN, BOLINGBROOK, IL 60440-5085

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2421 GARDEN ST, JOLIET, IL 60435-1416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005861
Date	Jan 31, 2019
Instrument	R2019005861

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,785.00 (+6.54%)	$58,270 (+8.45%) Land $11,193 Building $47,077	$174,810 (+8.45%) Land $33,579 Building $141,231
2024	$2,614.00 (+11.38%)	$53,730 (+28.88%) Land $10,321 Building $43,409	$161,190 (+28.88%) Land $30,963 Building $130,227
2022	$2,347.00 Homeowner's exemption Senior Citizen's exemption	$41,690 Land $8,009 Building $33,681	$125,070 Land $24,027 Building $101,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDEN STREET IMPROVEMENT ASSOCIATION private · serves 54 people · EPA ID IL1975376
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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