2425 E Elm St, Urbana, IL 61802 Property Records

Champaign County property record for 2425 E Elm St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1962
Lot Size	0.166 acres (7,247 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Dec 2021)
Tax Bill	$1,803 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2021 Sale & Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-129-037`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-129-037`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,405 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,247 sqft (0.166 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2425 E ELM ST
City	URBANA
State	IL
Zip	61802-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 SCOTTSWOOD
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SCOTTSWOOD
Legal Lot Number	48
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3007
Census Tract	5500

Owner

2425 E Elm St is owned by a company that bought it in December 2021.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1516 COUNTRY LAKE DR, CHAMPAIGN, IL 61821-6428
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION
Dec 1, 2021	Warranty Deed, Transfer · Line of Credit INB NATIONAL ASSOCIATION
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit MARINE BK
Jul 5, 2019	Warranty Deed, Transfer ALLIED CAPITAL TITLE, ALLIED CAP TITLE
Jul 5, 2019	Warranty Deed, Transfer ALLIED CAPITAL TITLE, ALLIED CAP TITLE
Dec 18, 2017	Loan Modification, Mortgage FIRST MIDWEST BK
Jan 6, 2017	Deed with Mortgage, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Jul 5, 2019 · Amount on File
Deed Document Number	202128134
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0000028134
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2425 E ELM ST, URBANA, IL 61802-4564
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002482
Date	Feb 8, 2022
Instrument	2022R02482

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 1, 2021
Property Address	2425 E ELM ST, URBANA, IL 61802-4564
Document Number	0000028134
Map Reference	MB N PG 96
Instrument Date	Nov 3, 2021
Instrument	2021R28134
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028135
Date	Dec 1, 2021
Instrument	2021R28135

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2425 E ELM ST, URBANA, IL 61802-4564
Document Number	0000010563
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2425 E ELM ST URBANA IL 618024564, URBANA, IL 61802-4564

Mortgage

Document Number	0000010563
Date	Jul 5, 2019
Instrument	10563

Lender

Name	MARINE BK
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 5, 2019
Property Address	2425 E ELM ST, URBANA, IL 61802-4564
Document Number	0000010561
Instrument Date	Jul 2, 2019
Instrument	10561
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount on Record
Tax	$73.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2441 VILLAGE GREEN PL CHAMPAIGN IL 618227676, CHAMPAIGN, IL 61822-7676

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 5, 2019
Property Address	2425 E ELM ST, URBANA, IL 61802-4564
Document Number	0000010562
Instrument Date	Jul 2, 2019
Instrument	10562
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount on Record
Tax	$51.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 377 MAHOMET IL 618530377, MAHOMET, IL 61853-0377

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 18, 2017
Property Address	2425 E ELM ST, URBANA, IL 61802-4564
Instrument Date	Dec 15, 2017
Instrument	23439
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 S NEIL ST CHAMPAIGN IL 618205220, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	0000023439
Date	Dec 18, 2017
Instrument	23439

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	1 PIERCE PL # 1500, ITASCA, IL 60143-1234

Agreement

Amount	Amount on Record

January 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 6, 2017
Property Address	2425 E ELM ST, URBANA, IL 61802-4564
Instrument Date	Nov 8, 2016
Instrument	440
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2425 E ELM URBANA IL 61803, URBANA, IL 61803

Mortgage

Document Number	0000000440
Date	Jan 6, 2017
Instrument	440

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Term	60 Months
Due	Jan 5, 2022

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,560 (+8.07%) Land $3,660 Building $19,900	$70,680 (+8.07%) Land $10,980 Building $59,700
2024	$1,803.00 (+2.21%)	$21,800 Land $3,390 Building $18,410	$65,400 Land $10,170 Building $55,230
2023	$1,764.00 (+6.91%)
2022	$1,650.00	$18,820 Land $2,930 Building $15,890	$56,460 Land $8,790 Building $47,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2425 E Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2425 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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