2416 E Elm St, Urbana, IL 61802 Property Records

Champaign County property record for 2416 E Elm St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1962
Lot Size	0.139 acres (6,048 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Aug 2023)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-128-028`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-128-028`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,405 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Other
Lot Area	6,048 sqft (0.139 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2416 E ELM ST
City	URBANA
State	IL
Zip	61802-4565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 SCOTTSWOOD
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SCOTTSWOOD
Legal Lot Number	54
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3006
Census Tract	5500

Owner

2416 E Elm St is owned and occupied by two individuals who bought it in August 2023.

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2416 E ELM ST, URBANA, IL 61802-4565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage VILLA GROVE STATE BANK
Jan 16, 2024	Contract Sale, Transfer ATTORNEY ONLY, ATTORNEY
Aug 17, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Deed Document Number	202311758
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2416 E ELM ST, URBANA, IL 61802-4565
Transaction Type	Mortgage
Record Updated	Nov 14, 2023
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015825
Date	Nov 6, 2023
Instrument	2023R15825

Lender

Name	VILLA GROVE STATE BANK
Type	Bank
Address	VILLA GROVE, IL 61956

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 10, 2038

Interest

Rate Type	Adjustable Rate

January 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 16, 2024
Property Address	2416 E ELM ST, URBANA, IL 61802-4565
Document Number	0000000747
Map Reference	DOC 678843
Instrument Date	Oct 3, 2023
Instrument	2024R00747
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 17, 2023
Property Address	2416 E ELM ST, URBANA, IL 61802-4565
Document Number	0000011758
Map Reference	DOC 678843
Instrument Date	Aug 11, 2023
Instrument	2023R11758
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 S POPLAR ST, URBANA, IL 61802-4451
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2416 E Elm St was $1,759, up 7.3% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 (+7.32%)	$27,900 Land $3,660 Building $24,240	$83,700 Land $10,980 Building $72,720
2024	$1,639.00
2022	$1,427.00 Homeowner's exemption	$22,280 Land $2,930 Building $19,350	$66,840 Land $8,790 Building $58,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2416 E Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2416 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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