2424 Ridgegate Row, La Jolla, CA 92037 Property Records

San Diego County property record for 2424 Ridgegate Row, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,898 sqft · built 1998
Lot Size	0.178 acres (7,733 sqft)
Owner	Company Name on Record
Last Sale	$491,318 (Oct 1998)
Tax Bill	$9,736 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`353-280-28-00`

Property Details

APN / Parcel Number

Primary APN	`353-280-28-00`
Alternative APN	`3532800600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,898 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	7,733 sqft (0.178 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	3532800600
Street Address	2424 RIDGEGATE ROW
City	LA JOLLA
State	CA
Zip	92037-0918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-2
Legal Description	PAR 7 TR PM17852
Legal Subdivision	RIDGEGATE LA JOLLA UNIT #2
Legal Tract	1017852
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2424 RIDGEGATE ROW, LA JOLLA, CA 92037-0918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY & STATE EMPLOYEES CU
Aug 23, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 21, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 1998 · Amount on Record
Deed Sale	Oct 30, 1998 · Amount on Record
Deed Document Number	1998711329
Last Transfer Date	Jul 1, 2017
Transfer Doc	0000385187
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2424 RIDGEGATE ROW, LA JOLLA, CA 92037-0918
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406911
Date	Sep 6, 2017
Instrument	2017-0406911

Lender

Name	UNIVERSITY & STATE EMPLOYEES CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2017
Property Address	2424 RIDGEGATE ROW, LA JOLLA, CA 92037-0918
Document Number	0000385187
Instrument Date	Jul 1, 2017
Instrument	385187
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2424 RIDGEGATE ROW LA JOLLA CA 920370918, LA JOLLA, CA 92037-0918

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	2424 RIDGEGATE ROW, LA JOLLA, CA 92037-0918
Document Number	0000330548
Map Reference	PM17852FILE97-227092
Instrument Date	Jul 1, 2017
Instrument	2017-0330548
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2424 RIDGEGATE ROW, LA JOLLA, CA 92037-0918

Mortgage

Document Number	0000330549
Date	Jul 21, 2017
Instrument	2017-0330549

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$797,918 (+2%) Land $279,828 Building $518,090
2025	$9,736.00 (+6.3%) Homeowner's exemption	$782,274 (+4.04%) Land $274,342 Building $507,932
2023	$9,159.00 (+2.75%) Homeowner's exemption	$751,899 Land $263,690 Building $488,209
2022	$8,914.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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