1. Home
  2. California
  3. San Diego County
  4. La Jolla
  5. Ridgegate Row

2385 Ridgegate Row, La Jolla, CA 92037 Property Records

San Diego County property record for 2385 Ridgegate Row, La Jolla, CA 92037 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,939 sqft · built 1998
Lot Size0.24 acres (10,447 sqft)
OwnerCompany Name on File
Last Sale$1,240,000 (Aug 2004)
Tax Bill$21,660 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN353-280-30-00

Property Details

APN / Parcel Number

Primary APN353-280-30-00
Alternative APN
  • 3532801100

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,939 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area10,447 sqft (0.24 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number3532801100
Street Address2385 RIDGEGATE ROW
CityLA JOLLA
StateCA
Zip92037-0917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 10 TR PM17852
Legal SubdivisionRIDGEGATE LA JOLLA UNIT #2
Legal Tract1017852
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract8310

Owner

Source: San Diego County records · APN 353-280-30-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6114 LA JOLLA BLVD, LA JOLLA, CA 92037-6702
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage · Line of Credit
BBVA USA
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2004 · Amount on Record
Deed SaleAug 30, 2004 · Amount on Record
Prior SaleDec 01, 1998 · Amount on Record
Deed Document Number2004824641
Last Transfer DateFeb 13, 2007
Transfer Doc0000118482
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2385 RIDGEGATE ROW, LA JOLLA, CA 92037-0917
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2385 RIDGEGATE ROW, LA JOLLA, CA 92037-0917

Mortgage

Document Number0000713366
DateNov 13, 2020
Instrument2020-0713366
Lender
NameBBVA USA
TypeBank
AddressVISTA, CA 92083
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 14, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2385 RIDGEGATE ROW, LA JOLLA, CA 92037-0917
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000483207
DateAug 25, 2020
Instrument2020-0483207
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,762,875 (+2%) Land $1,137,339 Building $625,536
2025$21,660.00 (+6.7%)$1,728,310 (+4.04%) Land $1,115,039 Building $613,271
2023$20,299.00 (+2.74%) Homeowner's exemption$1,661,200 Land $1,071,742 Building $589,458
2022$19,757.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730083101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1980–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2020, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ridgegate Row

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures