2423 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2423 Daybreak Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,125 sqft · built 2002
Owner	Individual Name on File
Last Sale	$173,500 (Jun 2019)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-375-017`

Property Details

APN / Parcel Number

Primary APN	`06-33-375-017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,125 sqft
Basement Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2423 DAYBREAK CT
City	ELGIN
State	IL
Zip	60123-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE CONDO UNIT 185-4-713M-2423 BLDG 185
Legal Subdivision	MULBERRY GROVE CONDO
Legal Block	5
Legal Unit	185-4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5014
Census Tract	851907

Owner

2423 Daybreak Ct is owned and occupied by an individual who bought it in June 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2423 DAYBREAK CT, ELGIN, IL 60123-8847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 27, 2019	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Dec 13, 2011 · Amount on File
Deed Document Number	201927217
Prior Transfer Date	Oct 15, 2012
Prior Transfer Doc	0000075824
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2423 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051386
Date	Jul 6, 2021
Instrument	2021K051386

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2423 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060939
Date	Oct 13, 2020
Instrument	2020K060939

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 27, 2019
Property Address	2423 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number	0000027217
Map Reference	DOC 2002K074566
Instrument Date	Jun 14, 2019
Instrument	2019K027217
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number	0000027218
Date	Jun 27, 2019
Instrument	2019K027218

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2423 Daybreak Ct was $6,117 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,117.00 Homeowner's exemption	$88,182 (+8.57%) Land $20,899 Building $67,283	$264,652 (+8.57%) Land $62,722 Building $201,930
2024		$81,221 Land $19,249 Building $61,972	$243,761 Land $57,770 Building $185,990
2022	$5,281.00 (+4.68%) Homeowner's exemption	$66,907 (+6.96%) Land $15,857 Building $51,050	$200,721 (+6.96%) Land $47,571 Building $153,150
2021	$5,045.00 Homeowner's exemption	$62,553 Land $14,825 Building $47,728	$187,659 Land $44,475 Building $143,184

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2423 Daybreak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2423 Daybreak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Metronet, Verizon.

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