2420 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2420 Daybreak Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,358 sqft · built 2002
Owner2 Individual Names on File
Last Sale$139,000 (Dec 2011)
Tax Bill$6,299 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN06-33-375-059

Property Details

APN / Parcel Number

Primary APN06-33-375-059

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,358 sqft Living Area
Gross Area2,037 sqft
Basement Area679 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2420 DAYBREAK CT
CityELGIN
StateIL
Zip60123-8847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMULBERRY GROVE CONDO UNIT 177-4-714-2420
Legal SubdivisionMULBERRY GROVE CONDO
Legal Block5
Legal Unit177-4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5014
Census Tract851907

Owner

2420 Daybreak Ct is owned by two individuals who acquired it in January 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1175 RESERVE DR, SAINT CHARLES, IL 60175-5815
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2011 · Amount on File
Deed SaleDec 8, 2011 · Amount on File
Prior SaleNov 5, 2002 · Amount on File
Deed Document Number201174527
Last Transfer DateJan 8, 2026
Transfer Doc0000001609
Record UpdatedOct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 13, 2026
Property Address2420 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number0000001609
Map ReferenceDOC 2002K074566
Instrument DateJan 8, 2026
Instrument2026K001609
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1175 RESERVE DR, ST CHARLES, IL 60175-5815

Mortgage

Document Number0000001610
DateJan 13, 2026
Instrument2026K001610
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2420 Daybreak Ct was $6,299, up 15.7% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,299.00 (+15.66%) Homeowner's exemption$82,569 (+8.57%) Land $20,470 Building $62,099$247,806 (+8.57%) Land $61,435 Building $186,372
2024$5,446.00 Homeowner's exemption$76,051 Land $18,854 Building $57,197$228,244 Land $56,585 Building $171,660
2022$4,912.00 (+4.73%) Homeowner's exemption$62,648 (+6.96%) Land $15,531 Building $47,117$187,944 (+6.96%) Land $46,593 Building $141,351
2021$4,690.00 Homeowner's exemption$58,571 Land $14,520 Building $44,051$175,713 Land $43,560 Building $132,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2420 Daybreak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2420 Daybreak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Fox Valley Internet, Metronet, Verizon.

Nearby Properties on Daybreak Ct

Nearby Streets

Search Property Records by Address or Parcel Number