2422 E 15th St, Panama City, FL 32405 Property Records

Bay County property record for 2422 E 15th St, Panama City, FL 32405

Property Summary

Property Type	Warehouse, Storage
Details	3,249 sqft · built 1995
Lot Size	1.03 acres (44,997 sqft)
Owner	Company Name on File
Last Sale	$1,176,150 (Oct 2019)
Tax Bill	$6,447 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15809-000-000`

Property Details

APN / Parcel Number

Primary APN	`15809-000-000`

Interior

Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,249 sqft Total Area
1st Floor Area	18,635 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1995
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	44,997 sqft (1.03 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Fence	Fence
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2422 E 15TH ST
City	PANAMA CITY
State	FL
Zip	32405-6348
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	3 4S 14W -4- 105A BEG 40' S & 25' W OF NE COR OF NE1/4 OF NW1/4 OF NE1/4 TH S
Legal Range	14W
Legal Township	04S
Legal Section	03
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1035
Census Tract	2300

Owner

2422 E 15th St, an industrial property, is owned by a company that bought it in October 2019.

Source: Bay County records, as of January 23, 2026

Owner of Record	Company Name on File
Mailing Address	123 W 23RD AVE, KANSAS CITY, MO 64116-3013
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Deed Document Number	2019089562
Deed Book / Page	4178 / 1338
Record Updated	Jun 8, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Oct 11, 2019
Property Address	2422 W 15TH ST, PANAMA CITY, FL 32401
Document Number	0041781338
Book / Page	004178 / 001338
Instrument Date	Oct 7, 2019
Instrument	89562
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,233.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6800 CORPORATE DR KANSAS CITY MO 641201323, KANSAS CITY, MO 64120-1323

Mortgage

Document Number	41781341
Date	Oct 11, 2019
Book Page	004178/001341
Instrument	89563

Lender

Name	HAINES S M & L J INTER VIVOS T
Address	PALM SPRINGS, CA 92264

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 10, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2422 E 15th St was $6,447.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,447.00	$521,090 Land $224,678 Building $296,412	$521,090 Land $224,678 Building $296,412
2023	$6,498.00 (+15.23%)	$503,003 (+3.65%) Land $224,677 Building $278,326	$503,003 (+3.65%) Land $224,677 Building $278,326
2022	$5,639.00	$485,293 Land $179,742 Building $305,551	$485,293 Land $179,742 Building $305,551

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2422 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	71 (1982–2021)
Claims Outside the SFHA	55 of 71
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Hurricane Michael, Oct 2018 · 19 claims Severe Storms And Flooding, Jul 2013 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2422 E 15th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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