Bay County property record for 2403 E 15th St, Panama City, FL 32405
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $187,000 (Nov 2017) |
| Tax Bill | $2,691 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14789-000-000 |
| Primary APN | 14789-000-000 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Lot Dimensions | 330 ft deep x 132 ft wide |
| Street Address | 2403 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6347 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | C3A |
| Legal Description | 34 3S 14W -166- ST AND BAY DEV CO PLAT E 132 OF LOT 125 LESS HW R/W ORB 3955 P 658 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 34 |
| Legal Subdivision | ST AND BAY DEV CO PLAT |
| Legal Lot Number | 125 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1200 |
2403 E 15th St, commercial vacant land, is owned by a company that bought it in November 2017.
Source: Bay County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4337 DE LEN DR, PANAMA CITY, FL 32404-4281 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on File |
| Deed Sale | Nov 15, 2017 · Amount on File |
| Deed Document Number | 201766346 |
| Deed Book / Page | 3955 / 658 |
| Prior Transfer Date | Jun 24, 2002 |
| Prior Transfer Doc | 0021560261 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2403 E 15th St was $2,691, up 2.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,691.00 (+2.09%) | $217,500 Land $217,500 | $217,500 Land $217,500 |
| 2024 | $2,636.00 (+3.82%) | ||
| 2023 | $2,539.00 (+26.38%) | $217,500 (+25%) Land $217,500 | $217,500 (+25%) Land $217,500 |
| 2022 | $2,009.00 | $174,000 Land $174,000 | $174,000 Land $174,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2403 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2403 E 15th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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