2422 Co Rd 4046, Holts Summit, MO 65043 Property Records

Callaway County property record for 2422 Co Rd 4046, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,344 sqft · built 1994
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Feb 2022 Refinance Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-03.0-06.2-00-000-003.002`

Property Details

APN / Parcel Number

Primary APN	`28-03.0-06.2-00-000-003.002`
Alternative APN	`2803006200000000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	560 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2803006200000003002
Street Address	2422 COUNTY ROAD 4046
City	HOLTS SUMMIT
State	MO
Zip	65043-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9 UNRECORDED LINDSEY SURVEY
Legal Tract	9
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2008
Census Tract	70702

Owner

Source: Callaway County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2422 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS
Dec 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage RIVER REGION CREDIT UNION
Jun 16, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2025
Deed Sale	Jun 16, 2025
Prior Sale	Aug 20, 2007
Deed Document Number	202503223
Deed Book / Page	520 / 630
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	2422 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1847
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000498/13
Date	Feb 22, 2022
Book Page	498/13
Instrument	202201032

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	2422 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1847
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000510/451
Date	Dec 4, 2023
Book Page	510/451
Instrument	202306121

Lender

Name	RIVER REGION CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 9, 2048

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 16, 2025
Property Address	2422 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1847
Document Number	000520/630
Book / Page	520 / 630
Instrument Date	Jun 13, 2025
Instrument	202503223
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1847

Mortgage

Document Number	0202503224
Date	Jun 16, 2025
Instrument	202503224

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00 (-2.45%)	$36,668 (-)	$192,990 (-)
2024	$2,285.00 (+18.64%)	$36,668 (+18.6%)	$192,990 (+18.6%)
2023	$1,926.00 (+1.53%)	$30,917 (+1.56%)	$162,720 (+1.56%)
2022	$1,897.00	$30,442 Land $1,254 Building $29,188
2021			$160,220 Land $6,600 Building $153,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Verizon, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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