2417 Co Rd 4046, Holts Summit, MO 65043 Property Records

Callaway County property record for 2417 Co Rd 4046, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2014
Lot Size	3.6 acres (156,816 sqft)
Owner	Individual Name on Record
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-03.0-06.2-00-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`28-03.0-06.2-00-000-003.000`
Alternative APN	`2803006200000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Finished Basement	50 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Frame
Lot Area	156,816 sqft (3.6 acres)
Porch	Slab
Porch Area	132 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2803006200000003000
Street Address	2417 COUNTY ROAD 4046
City	HOLTS SUMMIT
State	MO
Zip	65043-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W PT NW NW
Legal Range	10W
Legal Township	44N
Legal Section	06
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2008
Census Tract	70702

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2417 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · ARM FREEDOM MORTGAGE CORP
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 14, 2023
Transfer Doc	000510/817
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	2417 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1846
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000245/408
Date	Nov 4, 2020
Book Page	245/408
Instrument	202007991

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	313 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	2417 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1846
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000247/368
Date	Aug 12, 2021
Book Page	247/368
Instrument	202106327

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 27, 2023
Property Address	2417 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1846
Document Number	000510/817
Book / Page	510 / 817
Instrument Date	Dec 14, 2023
Instrument	202306497
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 COUNTY ROAD 4046, HOLTS SUMMIT, MO 65043-1846
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00 (-2.45%)	$32,159 (-)	$169,260 (-)
2024	$2,004.00 (+0.05%)	$32,159 (-)	$169,260 (-)
2023	$2,003.00 (+1.47%)	$32,159 (+1.5%)	$169,260 (+1.5%)
2022	$1,974.00	$31,684 Land $1,710 Building $29,974
2021			$166,760 Land $9,000 Building $157,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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