Schenectady County and Niskayuna Town property record for 2421 Troy Schenectady Rd, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,452 sqft · built 1920 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2025) |
| Tax Bill | $7,170 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 51.17-1-24.1 |
| Primary APN | 422400 51.17-1-24.1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,452 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| 2nd Floor Area | 902 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 54,886 sqft (1.26 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 878 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2421 TROY SCHENECTADY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 24.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 32102 |
2421 Troy Schenectady Rd is owned by two individuals who bought it in June 2025.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1365 VAN ANTWERP RD, H78, SCHENECTADY, NY 12309-4441 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Feb 24, 2022 | Deed, Transfer A AND G TITLE AND SETTLEMENT SERVICES, A AND G TITLE AND STLMT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on File |
| Deed Sale | Jun 2, 2025 · Amount on File |
| Prior Sale | Nov 16, 2020 · Amount on File |
| Deed Document Number | 202513508 |
| Deed Book / Page | 2151 / 72 |
| Prior Transfer Date | Sep 25, 2015 |
| Prior Transfer Doc | 1923000109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2421 TROY SCHENECTADY RD, SCHENECTADY, NY 12309-1403 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2421 TROY SCHENECTADY RD, NISKAYUNA, NY 12309-1403 |
| Document Number | 0000007120 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 202607120 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 24, 2022 |
| Property Address | 2421 TROY SCHENECTADY RD, SCHENECTADY, NY 12309-1403 |
| Document Number | 0000010015 |
| Book / Page | 2079 / 356 |
| Map Reference | MAP N-203 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 202210015 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | A AND G TITLE AND SETTLEMENT SERVICES, A AND G TITLE AND STLMT SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1545 47TH ST, BROOKLYN, NY 11219-2727 |
| Name | Verified Name |
|---|---|
| Address | 3140 BRIDGEWATER RD, MORGANTON, NC 28655-9844 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 2421 Troy Schenectady Rd was $7,170, up 1.3% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,170.00 (+1.33%) | ||
| 2025 | $7,076.00 | $160,000 Land $75,000 Building $85,000 | $237,000 Land $111,094 Building $125,906 |
| 2023 | $130,000 Land $75,000 Building $55,000 | $164,600 Land $94,962 Building $69,638 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2421 Troy Schenectady Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2421 Troy Schenectady Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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