2392 Troy Schenectady Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2392 Troy Schenectady Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,157 sqft · built 1956
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$417,525 (Mar 2026)
Tax Bill	$10,393 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 51.17-1-10.1`

Property Details

APN / Parcel Number

Primary APN	`422400 51.17-1-10.1`
Alternative APN	`240005101700010100010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,157 sqft Living Area
1st Floor Area	1,438 sqft
Upper Floors Area	719 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	174 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	490 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2392 TROY SCHENECTADY RD
City	SCHENECTADY
State	NY
Zip	12309-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MAP #1 RIDGEWOOD PARK
Legal Block	1
Legal Lot Number	10.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	2
Census Block	2013
Census Tract	31901

Owner

2392 Troy Schenectady Rd is owned by two individuals who bought it in March 2026.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 VERBECK LN, CLIFTON PARK, NY 12065-2740
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Nov 22, 2024 · Amount on File
Deed Document Number	20267121
Deed Book / Page	2169 / 263
Prior Transfer Date	Apr 18, 2013
Prior Transfer Doc	0000017654
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 30, 2026
Property Address	2392 TROY SCHENECTADY RD, SCHENECTADY, NY 12309-1434
Document Number	0000007121
Instrument Date	Mar 18, 2026
Instrument	202607121
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,672.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2392 TROY SCHENECTADY RD, SCHENECTADY, NY 12309-1434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 VERBECK LN, CLIFTON PARK, NY 12065-2740

Mortgage

Document Number	0000007122
Date	Mar 30, 2026
Instrument	202607122

Lender

Name	RELIANT HOME FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 2392 Troy Schenectady Rd was $10,393, up 1.5% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,393.00 (+1.45%)
2025	$10,244.00	$235,000 Land $37,800 Building $197,200	$348,100 Land $55,992 Building $292,108
2023		$235,000 Land $37,800 Building $197,200	$297,500 Land $47,853 Building $249,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2392 Troy Schenectady Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2392 Troy Schenectady Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880