2421 Pepper Loop, Valparaiso, IN 46385 Property Records

Porter County property record for 2421 Pepper Loop, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,713 sqft · built 2022
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,850 (Sep 2022)
Tax Bill	$4,836 (2024)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64-09-15-127-023.000-004`

Property Details

APN / Parcel Number

Primary APN	`64-09-15-127-023.000-004`
Alternative APN	`00037208392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,713 sqft Living Area
Gross Area	2,213 sqft
1st Floor Area	1,713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,055 sqft (0.139 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2421 PEPPER LOOP
City	VALPARAISO
State	IN
Zip	46385-0007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE LOT C-23 .139A
Legal Subdivision	PEPPER RIDGE
Legal Lot Number	C-23
Jurisdiction	PORTER IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2030
Census Tract	50603

Owner

Source: Porter County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2421 PEPPER LOOP, VALPARAISO, IN 46385-0007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 24, 2025	Transfer on Death Deed, Transfer
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Sep 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTIER BANK
Apr 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Apr 12, 2022 · Amount on Record
Deed Document Number	202220923
Last Transfer Date	Jul 23, 2025
Transfer Doc	0000014807
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PORTER IN
Recording Date	Nov 24, 2025
Property Address	2421 PEPPER LOOP, VALPARAISO, IN 46385-0007
Document Number	0000021972
Map Reference	DOC 2018-001111
Instrument Date	Nov 21, 2025
Instrument	2025-021972
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 PEPPER LOOP, VALPARAISO, IN 46385-0007

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PORTER IN
Recording Date	Nov 24, 2025
Property Address	2421 PEPPER LOOP, VALPARAISO, IN 46385-0007
Document Number	0000021973
Map Reference	DOC 2018-001111
Instrument Date	Nov 21, 2025
Instrument	2025-021973
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 PEPPER LOOP, VALPARAISO, IN 46385-0007

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	2421 PEPPER LOOP, VALPARAISO, IN 46385-0007
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014270
Date	Jun 28, 2022
Instrument	2022-014270

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Sep 27, 2022
Property Address	2421 PEPPER LOOP, VALPARAISO, IN 46385-0007
Document Number	0000020923
Map Reference	DOC 2018-001111
Instrument Date	Sep 23, 2022
Instrument	2022-020923
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 25, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 PEPPER LOOP, VALPARAISO, IN 46385-0007

Mortgage

Document Number	0000020924
Date	Sep 27, 2022
Instrument	2022-020924

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Apr 12, 2022
Property Address	2421 PEPPER LOOP, VALPARAISO, IN 46385-0007
Document Number	0000008063
Map Reference	DOC 2018-001111
Instrument Date	Apr 6, 2022
Instrument	2022-008063
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 FRANKLIN ST, VALPARAISO, IN 46383-5431

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Center Township
Municipality	Valparaiso City
Unified School District	Valparaiso Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$404,700 (+3.32%) Land $58,300 Building $346,400	$404,700 (+3.32%) Land $58,300 Building $346,400
2024	$4,836.00 (+6.52%) Homeowner's exemption	$391,700 (+7.02%) Land $46,600 Building $345,100	$391,700 (+7.02%) Land $46,600 Building $345,100
2023	$4,540.00 (+90,7%)	$366,000 Land $42,400 Building $323,600	$366,000 Land $42,400 Building $323,600
2022	$5.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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